Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Monterey Park



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Monterey Park Shouldn't be Hard

See how simple it is to get a mortgage in Monterey Park

Follow our step-by-step guide to learn how to buy a home in Monterey Park
Learn how refinancing in Monterey Park can help you save money in the long run

Lodi Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Monterey Park, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Monterey Park

Nestled within the heart of Los Angeles County, Monterey Park, California, stands as a testament to the rich diversity, thriving communities, and unparalleled opportunities that the Golden State has to offer. With its vibrant lifestyle, robust education and health systems, solid financial programs, and a flourishing housing market, Monterey Park has truly earned its reputation as a city of dreams. In this article, we delve into the facets that make Monterey Park an exceptional place to live, from its educational institutions to its recreational offerings, and why it continues to shine as a beacon of excellence.

A Tapestry of Lifestyle and Diversity:

Monterey Park prides itself on being a melting pot of cultures, creating a unique and vibrant tapestry of lifestyle. The city’s residents hail from various ethnic backgrounds, contributing to a diverse culinary scene, festivals, and cultural celebrations that enrich the community. Whether it’s exploring Asian markets, savoring delectable international cuisines, or participating in cultural events, residents and visitors alike find themselves immersed in an unparalleled experience that reflects the global essence of modern-day California.

Nurturing Minds, Building Futures: The Education System:

Education takes center stage in Monterey Park, where a commitment to learning is evident in its well-rounded education system. The city boasts an array of top-notch public and private schools, providing students with a solid foundation for academic and personal growth. The presence of esteemed institutions like East Los Angeles College ensures that higher education remains accessible, empowering residents to pursue their dreams and aspirations.

Caring for Well-Being: The Health System:

In matters of health, Monterey Park leaves no stone unturned. The city is home to reputable medical facilities, clinics, and health centers, ensuring that residents have access to quality healthcare services. This emphasis on well-being extends beyond medical care, with numerous fitness centers, parks, and recreational spaces promoting an active lifestyle and fostering a strong sense of community.

Financial Fortitude and Empowerment:

Monterey Park’s financial system stands as a testament to its prudent fiscal management. The city’s robust economy, supported by a mix of small businesses and corporate enterprises, ensures stability and growth. Moreover, the presence of various financial programs and resources fosters financial literacy and empowers residents to make informed decisions, setting the stage for a prosperous future.

Navigating the Housing Market:

The housing market in Monterey Park is a reflection of the city’s desirability and economic strength. With a range of housing options, from charming suburban homes to modern apartments, residents find choices that cater to diverse preferences and lifestyles. The steady rise in property values signifies a wise investment, making homeownership not only a practical choice but a lucrative one as well.

Enriching Golden Years: Activities for Senior Citizens:

Monterey Park recognizes the value of its senior citizens and offers an array of tailored activities and programs. From senior centers that host educational workshops and social events to wellness programs that prioritize health and well-being, the city ensures that its elderly population enjoys a fulfilling and enriching life.

Nurturing the Next Generation: Activities for Youth:

The youth of Monterey Park are provided with ample opportunities to thrive and develop their skills. Recreational centers offer safe spaces for creative expression, sports, and educational programs, nurturing well-rounded individuals who are poised to shape the future.

Parks, Recreation, and Natural Splendor:

The city’s commitment to an active lifestyle is exemplified by its extensive park system. Abundant green spaces, well-maintained trails, and recreational facilities beckon residents outdoors. Families can enjoy picnics, sports, and leisure activities, forging bonds and creating cherished memories against the backdrop of Monterey Park’s natural splendor.

A Tapestry of Community:

Monterey Park’s thriving community is interwoven by a shared love for cultural diversity, education, health, and a high quality of life. The city’s commitment to nurturing its residents, from the youngest to the oldest, underscores its role as a haven for those seeking not just a place to live, but a place to flourish.

Conclusion: A City of Dreams and Opportunities:

Monterey Park, California, is more than just a geographical location; it’s a state of mind, a lifestyle, and a promise of a better future. With its rich diversity, excellent education and health systems, robust financial programs, and a housing market that offers both stability and growth, Monterey Park stands as a shining example of a city that prioritizes the well-being and success of its residents. Its vibrant culture, ample recreational opportunities, and strong sense of community make it not only a great place to live but a city that embodies the California dream in all its glory.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790