Phone: 888-681-4128

1590 Rosecrans Ave Ste D Manhattan Beach, CA 90266

Manhattan Beach



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Manhattan Beach Shouldn't be Hard

See how simple it is to get a mortgage in Manhattan Beach

Follow our step-by-step guide to learn how to buy a home in Manhattan Beach
Learn how refinancing in Manhattan Beach can help you save money in the long run

Manhattan Beach Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Manhattan Beach, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Manhattan Beach

Nestled along the picturesque coastline of Southern California, Manhattan Beach is a vibrant city that effortlessly blends a laid-back beach lifestyle with modern amenities and a thriving community. From its exceptional education system and robust health facilities to a strong financial foundation and diverse recreational opportunities, Manhattan Beach has everything to offer its residents. In this article, we will explore the city’s lifestyle, education, health, financial systems, housing market, and a range of activities catered to both seniors and youth, all of which contribute to making Manhattan Beach a great place to live.


Manhattan Beach exudes a unique coastal lifestyle that attracts both locals and visitors alike. With its pristine sandy beaches, the city provides endless opportunities for water sports enthusiasts, sunbathers, and beachgoers. The residents here enjoy a year-round temperate climate, allowing them to indulge in outdoor activities and an active lifestyle.

Education System

Manhattan Beach boasts a top-notch education system, making it an ideal destination for families. The city is served by the highly reputed Manhattan Beach Unified School District, known for its commitment to excellence in academics, athletics, and the arts. The district’s schools consistently rank among the best in the state, offering students a well-rounded education and preparing them for future success.

Health System

The health system in Manhattan Beach is well-developed, ensuring residents have access to quality medical care. The city is home to several reputable hospitals, medical centers, and specialist clinics, providing comprehensive healthcare services for people of all ages. The community also emphasizes a healthy lifestyle, promoting fitness and wellness through various programs and initiatives.

Financial System

Manhattan Beach’s financial system is robust, backed by a thriving local economy. The city benefits from a diverse range of businesses, including tech startups, retail establishments, and hospitality services. The local government focuses on maintaining a favorable business environment, fostering economic growth, and supporting entrepreneurship.

Financial Programs

The city offers various financial programs and incentives to support its residents and businesses. For entrepreneurs, there are grants and resources available to kickstart ventures and foster innovation. Additionally, the city encourages sustainable practices through tax incentives for eco-friendly businesses and energy-efficient infrastructure.

Housing Market

The housing market in Manhattan Beach reflects the city’s desirability and attractiveness. It is a competitive real estate market, primarily due to its beautiful coastal location and strong community appeal. The city offers a mix of housing options, from elegant beachfront properties and modern condos to charming family homes in friendly neighborhoods. While the cost of living is higher compared to many other regions, the investment is rewarded with an exceptional quality of life.

Activities for Senior Citizens

Manhattan Beach takes pride in catering to its senior population, offering an array of activities and services to enhance their quality of life. The Older Adults Program provides seniors with opportunities for socializing, learning, and engaging in recreational activities. Regular events, classes, and excursions are organized to foster a sense of community and well-being among the elderly residents.

Activities for Youth

For the youth, Manhattan Beach offers a wealth of enriching activities and programs. The city’s Youth and Teen Programs aim to promote personal growth, creativity, and teamwork through various workshops, sports leagues, and cultural events. The safe and welcoming environment ensures that the younger generation can thrive and develop into responsible citizens.

Parks and Recreation

Manhattan Beach boasts an impressive park and recreation system, providing ample opportunities for outdoor enjoyment and relaxation. The city is home to several well-maintained parks with sports facilities, playgrounds, and picnic areas, making them ideal spots for family gatherings and community events. The Strand, a scenic bike path, stretches along the beachfront, offering stunning views and a great way to stay active.


In conclusion, Manhattan Beach, California, stands as a shining example of a city that offers a high standard of living, an exceptional education system, top-notch healthcare, and a strong financial foundation. The city’s commitment to its residents is evident in the numerous activities and resources available for both seniors and youth, promoting an inclusive and tight-knit community.

From its sandy beaches to its vibrant city life, Manhattan Beach captures the essence of Southern California living. The breathtaking sunsets, outdoor adventures, and diverse cultural experiences make it an attractive destination for individuals and families seeking an unparalleled quality of life.

In Manhattan Beach, one can truly have it all – a thriving career, excellent education for their children, a safe and healthy environment, and an abundance of recreational activities to enjoy. Thus, it’s no wonder that Manhattan Beach continues to be celebrated as a great city to call home on the beautiful Pacific Coast.

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790