Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Lodi Shouldn't be Hard

See how simple it is to get a mortgage in Lodi

Follow our step-by-step guide to learn how to buy a home in Lodi
Learn how refinancing in Lodi can help you save money in the long run

Lodi Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Lodi, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Lodi

Nestled in the heart of San Joaquin Valley, Lodi, California, is a city that embodies the perfect blend of suburban tranquility and urban amenities. Known for its picturesque landscapes, thriving community, and exceptional quality of life, Lodi has carved a unique niche for itself in the Golden State. In this article, we delve into various facets of Lodi’s offerings, from its education and health systems to its financial programs and housing market, ultimately culminating in an exploration of why this city is indeed a great place to call home.


Lodi boasts a laid-back yet vibrant lifestyle that appeals to residents of all ages. The city’s charm lies in its friendly neighborhoods, tree-lined streets, and a palpable sense of community. The abundance of local events, farmer’s markets, and cultural festivals ensures that there is always something exciting happening in town. Residents can savor award-winning wines at local wineries, embark on scenic bike rides through vineyards, or enjoy a leisurely afternoon exploring the historic downtown area.

Education System

Lodi’s commitment to education is evident in its well-structured education system. The city is home to a range of public and private schools that offer quality education to students of all ages. The Lodi Unified School District (LUSD) stands out for its dedication to academic excellence and holistic development. From rigorous academic programs to a variety of extracurricular activities, Lodi’s education system equips students for success in a rapidly evolving world.

Health System

Ensuring the well-being of its residents, Lodi boasts a robust healthcare system with state-of-the-art medical facilities. The city is home to reputable hospitals and clinics, staffed by skilled medical professionals who provide top-notch care. Lodi’s focus on promoting a healthy lifestyle is reflected in its numerous parks, fitness centers, and wellness programs, making it an ideal place for individuals and families to maintain their health and well-being.

Financial System and Programs

Lodi’s stable financial system forms the backbone of its thriving economy. The city fosters a business-friendly environment that encourages entrepreneurship and growth. The Lodi Chamber of Commerce plays a pivotal role in connecting businesses and promoting economic development. Additionally, Lodi offers a range of financial programs aimed at supporting local businesses, including grants, loans, and incentives that contribute to the city’s economic vitality.

Housing Market

The housing market in Lodi provides a diverse array of options to suit different preferences and budgets. Whether you’re looking for a charming historic home or a modern suburban residence, Lodi has it all. The city’s real estate market has remained relatively stable, making it an attractive destination for both homebuyers and investors. Lodi’s commitment to urban planning is evident in its well-designed neighborhoods, which prioritize safety, accessibility, and community engagement.

Activities for Senior Citizens

Lodi is an inclusive city that values its senior citizens and offers a plethora of activities tailored to their interests. Senior centers provide a welcoming space for retirees to socialize, engage in hobbies, and participate in wellness programs. Regular outings, educational workshops, and recreational events ensure that Lodi’s seniors remain active, connected, and cherished members of the community.

Activities for Youth

Lodi’s dedication to its younger residents is evident through the numerous activities and programs designed to enrich their lives. Youth centers, sports leagues, and arts programs offer a dynamic range of opportunities for children and teenagers to explore their interests, learn new skills, and form lasting friendships. Lodi’s investment in its youth ensures a promising future for both individuals and the community as a whole.

Parks and Recreation

Lodi’s commitment to preserving its natural beauty is reflected in its well-maintained parks and recreational spaces. Parks like Lodi Lake Park and Micke Grove Regional Park provide residents with opportunities for outdoor recreation, including picnicking, hiking, boating, and wildlife observation. These spaces not only enhance the quality of life but also promote environmental stewardship and a sense of community.


In conclusion, Lodi, California, is a city that offers a harmonious blend of lifestyle, education, health, and economic opportunities. Its commitment to fostering a strong sense of community, providing quality education, ensuring access to healthcare, and supporting local businesses makes Lodi an exceptional place to live, work, and play. The city’s diverse range of activities for residents of all ages, coupled with its scenic beauty and welcoming atmosphere, cements its status as a great city worth considering for anyone seeking a high quality of life. Whether you’re enjoying a leisurely stroll through its historic streets, engaging in educational pursuits, or relishing in the beauty of its parks, Lodi has something to offer everyone, making it a true gem in the heart of California’s San Joaquin Valley.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790