Phone: 888-681-4128

44620 Valley Central Way, Lancaster CA 93536




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Lancaster Shouldn't be Hard

See how simple it is to get a mortgage in Lancaster

Follow our step-by-step guide to learn how to buy a home in Lancaster
Learn how refinancing in Lancaster can help you save money in the long run

Lancaster Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Lancaster, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Lancaster

Lancaster, California, often referred to as the “Antelope Valley’s Gem,” is a vibrant and growing city situated in the Mojave Desert. Known for its picturesque landscapes, innovative spirit, and diverse community, Lancaster has emerged as a destination that perfectly blends natural beauty and technological advancements. In this article, we will delve into the history, culture, attractions, and developments that make Lancaster a captivating place to live, work, and visit.

  1. A Brief Historical Overview

Lancaster’s history traces back to the early 1800s when it was a stopover point for settlers and traders making their way through the desert. Its strategic location along the Southern Pacific Railroad line in the late 19th century fueled its growth, making it an essential transport and trade hub.

During the early 20th century, Lancaster began to thrive as an agricultural center due to its fertile soil and abundant sunshine. The aerospace industry also made its mark in the city, with notable contributions during World War II and beyond. Today, Lancaster remains an essential part of the aerospace and defense sector, hosting major companies like Northrop Grumman.

  1. Natural Beauty and Outdoor Activities

Despite its desert location, Lancaster boasts a surprising array of natural beauty. The Antelope Valley California Poppy Reserve, situated a short drive away, transforms into a vibrant sea of orange poppies during the springtime, attracting visitors from all over the state. The nearby Joshua Tree National Park offers a unique desert landscape filled with otherworldly rock formations and fascinating flora.

For outdoor enthusiasts, the city provides numerous opportunities for hiking, mountain biking, and camping. The San Gabriel Mountains, just north of Lancaster, offer excellent trails with breathtaking views of the valley below.

  1. Cultural Richness and Artistic Expression

Lancaster’s cultural scene is thriving, celebrating the region’s diversity through various festivals, events, and venues. The annual California Poppy Festival, held at the Lancaster City Park, showcases the city’s commitment to its floral symbol and offers an exciting lineup of music, food, and arts and crafts.

The Lancaster Museum of Art and History (MOAH) is a cultural beacon that showcases local and contemporary art, preserving the region’s history while promoting emerging artists. Visitors can also explore the Western Hotel Museum, a historic landmark that sheds light on the city’s past through artifacts and exhibits.

  1. Innovative Spirit and Green Initiatives

Lancaster prides itself on its forward-thinking approach to sustainability and renewable energy. In 2011, the city launched the “Lancaster Choice Energy” program, providing residents with the option to choose their energy provider, offering clean energy alternatives to reduce carbon footprints.

Furthermore, Lancaster has taken impressive steps to become the “Solar Capital of the World.” Through ambitious solar projects, the city aims to transition to 100% clean energy by harnessing the abundant sunlight that graces the Mojave Desert.

  1. Aerospace and High-Tech Advancements

Lancaster’s aerospace heritage continues to thrive, contributing to the city’s economic growth and technological advancements. The city remains a vital player in space exploration, with companies like SpaceX, Northrop Grumman, and Boeing having a significant presence in the area.

In addition to aerospace, Lancaster has actively pursued the development of cutting-edge technologies and smart infrastructure. The city’s “Aero Institute” is an essential aerospace research and development center, fostering innovation and collaboration among academia, industry, and government partners.

  1. Education and Community Engagement

Lancaster prioritizes education and community engagement, with several notable institutions providing high-quality learning opportunities. The Lancaster School District, Westside Union School District, and Antelope Valley College cater to the educational needs of students from kindergarten to higher education.

Community events and gatherings, such as the Lancaster Farmer’s Market and the Streets of Lancaster Grand Prix, foster a sense of unity and belonging among residents and visitors alike.


Lancaster, California, is much more than just another desert city; it is a thriving community embracing its natural beauty, cultural richness, and innovative spirit. From its historical roots as a railroad town to its present-day prominence in aerospace and green initiatives, Lancaster continues to evolve and captivate those who venture into the Antelope Valley. Whether you seek artistic inspiration, outdoor adventures, or cutting-edge technology, Lancaster has something special to offer, making it a must-visit destination for anyone exploring the Golden State.

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790