Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Lake Forest



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Lake Forest Shouldn't be Hard

See how simple it is to get a mortgage in Lake Forest

Follow our step-by-step guide to learn how to buy a home in Lake Forest
Learn how refinancing in Lake Forest can help you save money in the long run

Lake Forest Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Lake Forest, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Lake Forest

Nestled in the heart of Orange County, California, Lake Forest is a hidden gem that offers residents a vibrant lifestyle, excellent educational and healthcare systems, a thriving financial landscape, and an array of recreational activities. With a strong sense of community and an enviable quality of life, Lake Forest has become an appealing destination for people of all ages. In this article, we’ll explore the various facets of this remarkable city, highlighting why it’s a great place to call home.


Lake Forest boasts a diverse and vibrant lifestyle that caters to a wide range of interests. Residents can enjoy the perfect blend of urban amenities and the tranquility of suburban living. The city’s commitment to maintaining green spaces and a clean environment ensures a high quality of life. It’s no wonder that Lake Forest has consistently been ranked as one of the best places to live in Southern California.

Education System:

For families with children, Lake Forest offers an exceptional education system. The Saddleback Valley Unified School District oversees the public schools in the area, and they are known for their commitment to academic excellence and innovative teaching methods. Additionally, there are several private schools and preschools to choose from, ensuring that every child has access to a quality education.

Health System:

Lake Forest boasts a robust healthcare system, with numerous medical facilities, clinics, and hospitals, including the highly regarded Saddleback Medical Center. Residents have easy access to a wide range of medical specialties and healthcare services, ensuring their well-being is in capable hands.

Financial System:

The financial landscape in Lake Forest is characterized by economic stability and growth. The city is home to a thriving business community, offering diverse job opportunities for its residents. Additionally, Lake Forest’s strategic location within Orange County provides access to a vast network of businesses and industries, creating a strong local economy.

Financial Programs:

Lake Forest is committed to supporting its residents’ financial well-being. The city offers various financial programs, including homeowner assistance programs, small business grants, and financial literacy workshops. These initiatives empower individuals and businesses to thrive financially.

Housing Market:

The Lake Forest housing market is dynamic, offering a range of housing options to suit different budgets and lifestyles. From charming suburban neighborhoods to upscale gated communities, there’s something for everyone. The city’s well-maintained streets and beautiful landscaping contribute to the overall appeal of its housing market.

Activities for Senior Citizens:

Lake Forest is dedicated to ensuring its senior citizens enjoy an active and fulfilling lifestyle. The city offers a variety of programs and activities tailored to seniors, including exercise classes, art workshops, and social clubs. The Lake Forest Senior Center serves as a hub for these activities, fostering a sense of community and belonging.

Activities for Youth:

The city places a strong emphasis on youth development. Lake Forest offers numerous youth programs, sports leagues, and after-school activities to keep children engaged and motivated. The local parks and community centers serve as vibrant gathering places for young residents to socialize and grow.

Parks and Recreation:

Lake Forest takes pride in its well-maintained parks and recreational facilities. The city boasts a plethora of parks, featuring playgrounds, picnic areas, sports fields, and scenic walking trails. The Whiting Ranch Wilderness Park and the Heritage Hill Historical Park are two notable gems that showcase the city’s natural beauty and rich history.


Lake Forest, California, is a city that embodies the best of Southern California living. Its diverse lifestyle offerings, excellent education and healthcare systems, thriving financial landscape, and commitment to community engagement make it an exceptional place to call home. Whether you’re a young family seeking a nurturing environment, a professional looking for career opportunities, or a senior citizen in search of an active retirement, Lake Forest has something to offer everyone. The city’s dedication to maintaining its natural beauty and fostering a strong sense of community sets it apart as a truly great place to live. Come and experience the warmth and vibrancy of Lake Forest, where opportunity and community come together to create an unparalleled living experience.