Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Laguna Woods



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Laguna Woods Shouldn't be Hard

See how simple it is to get a mortgage in Laguna Woods

Follow our step-by-step guide to learn how to buy a home in Laguna Woods
Learn how refinancing in Laguna Woods can help you save money in the long run

Laguna Woods Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Laguna Woods, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Laguna Woods

Nestled in the heart of Orange County, California, lies the charming and vibrant community of Laguna Woods. Known for its picturesque landscapes, robust amenities, and a diverse population, this city is a true gem for residents of all ages. From its outstanding lifestyle options to a well-rounded education system, a robust healthcare infrastructure, and a thriving financial landscape, Laguna Woods offers something for everyone.


Laguna Woods boasts a unique blend of lifestyles, catering to a wide range of preferences. Whether you’re a retiree seeking a peaceful haven or a young professional looking for an active community, you’ll find your place here. The city is primarily recognized for its age-restricted community, which provides retirees and seniors with a tranquil environment to enjoy their golden years. Active adult communities like Laguna Woods Village offer an array of amenities, including golf courses, swimming pools, and fitness centers, ensuring that residents stay physically and socially engaged.

Education System

The city takes pride in its commitment to education. Laguna Woods is served by the renowned Saddleback Valley Unified School District, providing quality education to students from kindergarten through high school. The district boasts excellent academic programs, experienced teachers, and modern facilities. Additionally, there are various private schools and preschools within the area, ensuring that families have diverse educational options.

Health System

Laguna Woods is home to a world-class healthcare infrastructure, ensuring residents have access to top-notch medical care. The city is in close proximity to major medical facilities, including Saddleback Medical Center, which offers a wide range of medical services, from routine check-ups to specialized treatments. Additionally, the city itself has several medical clinics and senior care centers, catering to the unique healthcare needs of its aging population.

Financial System

The city’s financial landscape is robust and diverse, providing a stable economic environment for its residents. Laguna Woods offers a variety of financial services, including banks, credit unions, and financial advisors, ensuring that residents have access to professional financial guidance and services. The presence of thriving local businesses also contributes to the city’s strong economy, creating job opportunities and supporting local entrepreneurs.

Financial Programs

Laguna Woods is committed to supporting its residents’ financial well-being through various programs and initiatives. These programs include financial literacy workshops, retirement planning seminars, and assistance for low-income seniors. The city collaborates with local organizations and government agencies to ensure that residents have the resources and information they need to make sound financial decisions.

Housing Market

The housing market in Laguna Woods is diverse and offers a wide range of options to suit different lifestyles and budgets. The city is particularly known for its age-restricted communities, offering comfortable condominiums and single-family homes specifically designed to cater to the needs of seniors. These communities often include amenities such as transportation services, recreational facilities, and security features. For those looking for more traditional housing options, Laguna Woods also has a variety of single-family homes and apartments.

Activities for Senior Citizens

Laguna Woods is a paradise for seniors seeking an active and fulfilling retirement. The city offers a plethora of activities and social opportunities for its aging population. Residents can engage in arts and crafts, fitness classes, dance lessons, and various clubs and interest groups. The Laguna Woods Village Performing Arts Center hosts a variety of cultural events, concerts, and theatrical performances throughout the year, ensuring that seniors have access to enriching experiences.

Activities for Youth

While Laguna Woods is renowned for its senior-friendly environment, it is not limited to retirees. The city recognizes the importance of catering to the needs of younger residents as well. There are numerous parks, playgrounds, and recreational facilities designed to keep children and teenagers engaged. The local community center offers youth programs, sports leagues, and educational opportunities, ensuring that young residents have a fulfilling and active lifestyle.

Parks and Recreation

Laguna Woods is blessed with an abundance of natural beauty. The city’s parks and recreational areas are meticulously maintained, providing residents with picturesque settings for outdoor activities. Aliso Creek Park, for instance, offers hiking trails, picnic areas, and serene views. Laguna Woods residents can also enjoy golfing at the nearby Laguna Woods Golf Club or take a short drive to experience the stunning beaches of Laguna Beach.

Conclusion: Why Laguna Woods is a Great City to Live In

In conclusion, Laguna Woods, California, is a city that exemplifies the ideal blend of tranquility and vibrancy. Its diverse population, encompassing retirees and young families alike, creates a unique and harmonious community. The city’s commitment to education, healthcare, and financial stability ensures that residents of all ages can thrive. Whether you’re looking for an active retirement, a nurturing environment for your family, or simply a place to call home, Laguna Woods offers an exceptional quality of life that makes it a great city to live in. Its picturesque landscapes, vibrant social scene, and unwavering commitment to the well-being of its residents make it a true California treasure.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790