Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Laguna Niguel



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Laguna Niguel Shouldn't be Hard

See how simple it is to get a mortgage in Laguna Niguel

Follow our step-by-step guide to learn how to buy a home in Laguna Niguel
Learn how refinancing in Laguna Niguel can help you save money in the long run

Laguna Niguel Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Laguna Niguel, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Laguna Niguel

Nestled in the heart of Orange County, California, Laguna Niguel is a city that effortlessly marries the charm of coastal living with the conveniences of urban life. This picturesque community is renowned for its tranquil lifestyle, exceptional educational institutions, robust healthcare system, strong financial foundation, and an array of programs designed to support residents. In this article, we will explore what makes Laguna Niguel a great city to live in, touching upon various aspects that contribute to its appeal.

Lifestyle in Laguna Niguel

Laguna Niguel offers a relaxed and upscale lifestyle that attracts residents seeking the perfect blend of coastal beauty and modern convenience. With its Mediterranean climate, residents enjoy pleasant weather year-round, making outdoor activities a consistent part of daily life. The city boasts a vibrant cultural scene with numerous art galleries, theaters, and musical performances. The picturesque coastline provides breathtaking views, and the nearby beaches offer opportunities for sunbathing, surfing, and water sports.

Education System

For families, education is a top priority, and Laguna Niguel’s educational system is nothing short of exceptional. The city is part of the renowned Capistrano Unified School District, which consistently ranks as one of the top school districts in California. The district’s schools are known for their rigorous academic programs, dedicated teachers, and a wide range of extracurricular activities. For higher education, residents have access to prestigious institutions such as Saddleback College and the University of California, Irvine, both of which are within a reasonable commute.

Health System

Laguna Niguel takes the health and well-being of its residents seriously, boasting a robust healthcare system. The city is home to numerous top-notch medical facilities, including the Mission Hospital, which offers a comprehensive range of healthcare services. Additionally, the city is well-connected to Orange County’s extensive network of healthcare providers, ensuring that residents have access to specialized care when needed.

Financial System and Programs

Laguna Niguel’s financial system is characterized by stability and growth. The city has a strong economy, fueled by a diverse range of industries, including technology, healthcare, and finance. Residents benefit from a low unemployment rate and numerous job opportunities within the city and the surrounding region. Furthermore, Laguna Niguel is home to various financial programs designed to support both individuals and businesses. These programs include small business grants, affordable housing initiatives, and financial literacy workshops to empower residents to make sound financial decisions.

Housing Market

The housing market in Laguna Niguel is diverse, offering a wide range of options to suit different lifestyles and preferences. Whether you’re looking for a luxurious coastal home with panoramic ocean views or a more modest suburban residence, you’ll find it in this city. While the real estate market has seen steady growth, there are still affordable housing options available, making it possible for a wide range of individuals and families to call Laguna Niguel home.

Activities for Senior Citizens

Laguna Niguel is committed to ensuring that its senior citizens have a vibrant and fulfilling lifestyle. The city offers a multitude of programs and activities tailored to the older population, including senior centers with fitness classes, art workshops, and social gatherings. These activities promote physical and mental well-being while fostering a strong sense of community among seniors.

Activities for Youth

For the younger residents, Laguna Niguel provides an abundance of activities to keep them engaged and active. The city’s parks and recreation department organizes youth sports leagues, summer camps, and after-school programs. The proximity to the coastline also opens up opportunities for water-based activities like surfing, swimming, and beach volleyball. Additionally, the local library offers educational programs and a safe, quiet space for students to study.

Parks and Recreation

Laguna Niguel boasts an impressive array of parks and recreational facilities that cater to residents of all ages. Aliso and Wood Canyons Wilderness Park is a favorite among nature enthusiasts, offering hiking and biking trails amidst stunning natural landscapes. Crown Valley Community Park provides a central gathering place with amenities like sports courts, picnic areas, and a water park. The Laguna Niguel Regional Park features a beautiful lake for fishing and boating, making it a peaceful escape within the city.

Conclusion: A City of Excellence

In conclusion, Laguna Niguel, California, offers a lifestyle that seamlessly combines natural beauty, educational excellence, healthcare accessibility, and financial stability. Its commitment to supporting residents of all ages through tailored programs, a diverse housing market, and a plethora of recreational activities cements its status as a great city to live in. Whether you seek the tranquility of coastal living or the vibrancy of a thriving community, Laguna Niguel stands as a shining example of a city that has it all. With its dedication to quality of life, it’s no wonder why so many people choose to call Laguna Niguel home.