Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Laguna Beach



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Laguna Beach Shouldn't be Hard

See how simple it is to get a mortgage in Laguna Beach

Follow our step-by-step guide to learn how to buy a home in Laguna Beach
Learn how refinancing in Laguna Beach can help you save money in the long run

Laguna Beach Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Laguna Beach, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Laguna Beach

Nestled along the picturesque coastline of Southern California, Laguna Beach is a gem that embodies the quintessential Californian lifestyle. Known for its stunning beaches, thriving arts scene, and an array of recreational activities, this coastal city offers an unparalleled quality of life. In this article, we will delve into various aspects that make Laguna Beach a desirable place to call home, including its education and health systems, financial programs, housing market, and activities for both seniors and youth.


Laguna Beach boasts a unique lifestyle that celebrates art, nature, and a laid-back coastal vibe. The city is renowned for its vibrant arts community, which is evident in the numerous art galleries, music festivals, and theatrical performances that grace the town throughout the year. Residents can explore artistic expressions at venues like the Laguna Art Museum or immerse themselves in the annual Pageant of the Masters, where famous artworks come to life through live reenactments.

The city’s coastal setting offers a plethora of recreational opportunities, from surfing and paddleboarding to hiking in the nearby Laguna Coast Wilderness Park. Residents can also enjoy leisurely strolls along the picturesque Heisler Park, which provides breathtaking views of the Pacific Ocean and artistic sculptures.

Education System

For families with children, Laguna Beach offers access to excellent educational opportunities. The Laguna Beach Unified School District is highly regarded for its commitment to academic excellence. Top-rated public schools, including Laguna Beach High School and Thurston Middle School, provide students with a comprehensive and well-rounded education. Additionally, there are several private schools in the area, offering alternative educational options.

Health System

Laguna Beach’s commitment to health and wellness is reflected in its robust healthcare infrastructure. The city is home to several reputable medical facilities and hospitals, ensuring that residents have access to high-quality healthcare services. With a focus on preventive care and a variety of specialists, the healthcare system in Laguna Beach contributes to the overall well-being of its residents.

Financial System and Programs

The city’s financial system is stable, and it provides residents with opportunities for financial growth and security. Laguna Beach benefits from its proximity to the broader Southern California economy, offering diverse job opportunities in industries such as technology, tourism, and healthcare. Additionally, the city provides various financial programs and resources to assist residents in areas such as financial planning, housing assistance, and small business support.

Housing Market

The Laguna Beach housing market is known for its stunning oceanfront properties and charming coastal cottages. While the real estate market can be competitive, the city’s diverse housing options cater to various lifestyles and budgets. From beachfront estates to cozy canyon hideaways, Laguna Beach offers a range of housing choices.

For those seeking long-term investment opportunities, the city’s real estate market has historically shown steady appreciation. Furthermore, the community’s strong commitment to environmental sustainability is evident in the incorporation of eco-friendly design principles in many homes and developments.

Activities for Senior Citizens

Laguna Beach is a welcoming community for senior citizens, offering a wide array of activities and services to enhance their quality of life. The city’s Senior Services department provides programs such as senior fitness classes, social gatherings, and educational workshops. The Susi Q Community and Senior Center serves as a hub for senior activities and offers resources on health, wellness, and social engagement.

Retirees can also enjoy the tranquility of the city’s beaches and parks or explore the local art scene. The city’s commitment to senior well-being ensures that retirees can lead fulfilling lives in a supportive and vibrant community.

Activities for Youth

Laguna Beach caters to its younger residents with a variety of activities and opportunities for personal growth. The city’s recreational programs offer a wide range of activities, including sports leagues, art classes, and outdoor adventures. The Laguna Beach Boys & Girls Club provides a safe and nurturing environment for children and teenagers, fostering their academic and personal development.

The city also encourages youth involvement in civic affairs and community service, promoting a sense of responsibility and community engagement. With its pristine natural surroundings and vibrant cultural scene, Laguna Beach provides an ideal environment for young people to explore their passions and develop their talents.

Parks and Recreation

Laguna Beach is a haven for outdoor enthusiasts, with numerous parks and recreational areas that showcase the city’s natural beauty. The Laguna Coast Wilderness Park offers miles of hiking and biking trails through pristine coastal canyons, allowing residents to connect with nature. Crystal Cove State Park, a nearby gem, provides opportunities for camping, tidepool exploration, and scenic picnics.

In addition to natural spaces, the city maintains various community parks with amenities like playgrounds, sports courts, and picnic areas. These facilities cater to residents of all ages, promoting a healthy and active lifestyle.


In conclusion, Laguna Beach, California, stands as an idyllic coastal city that seamlessly combines natural beauty, a vibrant arts scene, and a commitment to community well-being. With its exceptional education system, robust healthcare infrastructure, and a variety of financial programs, the city offers a secure and fulfilling lifestyle for residents of all ages. The housing market, though competitive, provides diverse options for homeowners and investors.

Laguna Beach’s dedication to supporting both its senior citizens and youth ensures that it remains a family-friendly and age-diverse community. The abundance of parks and recreational opportunities allows residents to savor the breathtaking surroundings and maintain an active and healthy lifestyle.

Ultimately, Laguna Beach, with its unique blend of cultural richness, natural splendor, and community spirit, is more than just a coastal paradise—it’s a place where people can thrive and find fulfillment. It is indeed a great city to live in, and its residents are fortunate to call it home.