Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

La Quinta



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in La Quinta Shouldn't be Hard

See how simple it is to get a mortgage in La Quinta

Follow our step-by-step guide to learn how to buy a home in La Quinta
Learn how refinancing in La Quinta can help you save money in the long run

La Quinta Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in La Quinta, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of La Quinta

Nestled in the picturesque Coachella Valley, La Quinta, California, stands as an oasis of opportunity and natural beauty. From its stunning desert landscapes to its thriving community life, this city has earned its reputation as an attractive place to live. In this article, we will delve into various aspects of life in La Quinta, including its lifestyle, education system, healthcare, financial landscape, housing market, programs for seniors and youth, parks, and recreation opportunities. By the end, you’ll understand why La Quinta is more than just a city; it’s a lifestyle.

Lifestyle in La Quinta

La Quinta epitomizes the Californian dream of a relaxed, sun-soaked lifestyle. With over 300 days of sunshine annually, the city invites residents to embrace outdoor living. Whether you prefer golfing on world-class courses, hiking through the Santa Rosa Mountains, or savoring exquisite dining experiences, La Quinta offers a diverse array of leisure activities.

Education System

Families moving to La Quinta will find a strong educational foundation for their children. The Desert Sands Unified School District serves the city, providing a range of public schools known for their academic excellence and extracurricular programs. Additionally, there are private and charter school options, ensuring that families have choices that align with their values and goals for their children’s education.

Health System

La Quinta boasts a robust healthcare system, ensuring residents have access to top-notch medical care. The Eisenhower Health campus in nearby Rancho Mirage is renowned for its state-of-the-art facilities and expert medical staff. This medical center, along with several clinics and specialty healthcare providers in La Quinta, ensures that residents’ health needs are well taken care of.

Financial System and Programs

La Quinta’s financial landscape is stable and supportive of both residents and businesses. The city is known for its business-friendly environment, encouraging entrepreneurship and economic growth. For residents, there are various financial programs aimed at promoting homeownership, including down payment assistance and first-time homebuyer programs, making it accessible for people to invest in the city’s real estate.

Housing Market

The La Quinta housing market is diverse, offering a range of housing options to cater to various lifestyles and preferences. From upscale gated communities with luxurious amenities to more affordable single-family homes, there’s something for everyone. The city’s commitment to sustainable development is reflected in its modern, energy-efficient housing options.

Activities for Senior Citizens

La Quinta is an ideal place for seniors looking to enjoy their retirement years. The city offers a plethora of activities designed to keep seniors engaged and active. There are senior centers that organize social events, fitness classes, and educational workshops. Golf enthusiasts will appreciate the numerous golf courses that provide not just recreation but also an opportunity to meet fellow retirees.

Activities for Youth

La Quinta values its younger residents just as much as its seniors. The city offers a wide array of activities for youth, including sports leagues, arts and culture programs, and outdoor adventures. The nearby Santa Rosa Mountains provide an excellent backdrop for hiking and exploring nature. The Youth Commission actively engages with young residents to ensure their voices are heard in shaping the community’s future.

Parks and Recreation

La Quinta is a haven for outdoor enthusiasts. The city maintains an impressive network of parks, each with its unique charm. The Fred Wolff Nature Preserve offers a serene escape for those seeking tranquility, while the La Quinta Cove and Bear Creek Trails are perfect for hikers and cyclists. For families, there are parks with playgrounds and picnic areas, making weekends a joyful affair.

The city also hosts a variety of events throughout the year, such as the La Quinta Arts Festival, showcasing local and international artists, and the La Quinta Blues and Brews Festival, celebrating music and craft beer. These events bring the community together and offer entertainment options for all ages.

Conclusion: The Gem of the Coachella Valley

In conclusion, La Quinta, California, is more than just a city; it’s a vibrant community offering a high-quality lifestyle. From its sunny weather to its excellent education system, healthcare facilities, and diverse housing options, La Quinta caters to the needs and aspirations of its residents.

The city’s commitment to promoting a healthy and active lifestyle through parks, recreational activities, and events fosters a sense of belonging and togetherness among its residents. It’s a place where both the young and the young-at-heart can find opportunities to thrive.

Whether you’re drawn to the allure of the desert, the promise of a supportive community, or the numerous recreational and cultural activities, La Quinta, California, stands out as a city that welcomes all and provides a fulfilling, sun-drenched life. If you’re considering a move to the Coachella Valley, La Quinta should undoubtedly be at the top of your list.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790