Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

La Jolla



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in La Jolla Shouldn't be Hard

See how simple it is to get a mortgage in La Jolla

Follow our step-by-step guide to learn how to buy a home in La Jolla
Learn how refinancing in La Jolla can help you save money in the long run

La Jolla Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in La Jolla, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of La Jolla

Nestled along the breathtaking coastline of Southern California, La Jolla is a coastal community that captivates residents and visitors alike with its stunning vistas, vibrant lifestyle, and outstanding amenities. Known for its picturesque beaches, world-class institutions, and diverse culture, La Jolla offers an exceptional living experience for individuals of all ages. In this article, we explore the various aspects that make La Jolla an enviable city to reside in.


La Jolla boasts a relaxed yet upscale lifestyle that combines coastal charm with sophisticated living. With a strong emphasis on wellness and outdoor activities, the city provides numerous opportunities for residents to embrace an active and healthy lifestyle. The scenic coastline invites residents to engage in activities such as surfing, kayaking, and beach volleyball. Additionally, the numerous hiking trails and parks present ample opportunities for outdoor enthusiasts to explore nature’s beauty.

Education System:

La Jolla’s education system is top-notch, with highly-rated public and private schools. The San Diego Unified School District oversees the public schools, while the city is also home to several prestigious private institutions. The education here focuses on fostering a well-rounded development of students, encouraging them to excel academically and personally.

Health System:

Residents of La Jolla have access to excellent healthcare facilities and services. The city boasts a network of world-renowned hospitals and medical centers staffed by highly qualified healthcare professionals. The emphasis on health and wellness extends to numerous fitness centers, yoga studios, and wellness spas throughout the city.

Financial System:

La Jolla’s financial system is robust, largely due to its thriving economy and diverse businesses. The city is home to several startups, technology companies, and research institutions that contribute significantly to its economic growth. The presence of major financial institutions further enhances the financial stability of the city.

Financial Programs:

The local government of La Jolla places a strong emphasis on supporting its residents through various financial programs. These programs aim to assist individuals and businesses, fostering economic growth and financial well-being within the community. From small business grants to housing assistance initiatives, the city strives to create a supportive environment for its residents.

Housing Market:

The La Jolla housing market is competitive, with a mix of luxurious estates, charming beachfront properties, and upscale condominiums. The demand for housing in this picturesque coastal community has driven property values up, making it an attractive investment opportunity. However, the city also offers various housing options for individuals with different budgets, ensuring that there is something for everyone.

Activities for Senior Citizens:

La Jolla is an excellent place for seniors to enjoy their golden years. The city offers a variety of senior centers, clubs, and programs catering to the needs and interests of the elderly population. These activities range from fitness classes, art workshops, social gatherings, and educational seminars, allowing seniors to stay active, engaged, and connected with their peers.

Activities for Youth:

La Jolla is a family-friendly community that provides an array of activities for youth to thrive. The city’s beautiful beaches and parks offer endless opportunities for children to play, explore, and engage in recreational activities. Additionally, La Jolla hosts various youth sports leagues, after-school programs, and educational workshops, fostering a vibrant and nurturing environment for young residents.

Parks and Recreation:

La Jolla is a paradise for nature lovers, boasting an array of well-maintained parks and recreational areas. Ellen Browning Scripps Park is a favorite spot for locals and tourists, offering breathtaking views of the Pacific Ocean and a perfect setting for picnics and gatherings. Torrey Pines State Natural Reserve provides hiking trails with stunning coastal panoramas. The city’s commitment to preserving green spaces ensures that residents have access to tranquil and beautiful spots for relaxation and recreation.


La Jolla, California, stands as a testament to the best that Southern California has to offer. Its breathtaking beauty, thriving lifestyle, and exceptional amenities make it a highly desirable place to call home. The city’s strong focus on education, health, and financial well-being contributes to a high quality of life for its residents. From outdoor enthusiasts to senior citizens, there is something for everyone in La Jolla. The city’s ability to strike a perfect balance between a laid-back beach town vibe and sophisticated living makes it an unparalleled gem on the California coast.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790