Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Indio Shouldn't be Hard

See how simple it is to get a mortgage in Indio

Follow our step-by-step guide to learn how to buy a home in Indio
Learn how refinancing in Indio can help you save money in the long run

Indio Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Indio, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Indio

Nestled in the Coachella Valley of Southern California, Indio is a city that beautifully combines the serenity of a desert oasis with the energy of a thriving community. With a unique blend of culture, lifestyle, education, healthcare, and recreational opportunities, Indio is more than just a city; it’s a lifestyle choice. In this article, we will delve into what makes Indio such a desirable place to live, covering topics ranging from its education and healthcare systems to its housing market, financial programs, and activities for people of all ages.


Indio’s lifestyle is a harmonious fusion of desert tranquility and urban vitality. Residents here enjoy a warm, dry climate with over 300 days of sunshine a year. The city’s commitment to maintaining a balance between growth and preserving its natural beauty means that you can savor breathtaking mountain views and the stunning Joshua Tree National Park while still having access to modern amenities.

The city’s diverse population contributes to a rich cultural tapestry, reflected in its vibrant art scene, music festivals, and culinary experiences. Indio’s annual Coachella Valley Music and Arts Festival draws visitors from around the world, showcasing the city’s position at the forefront of the entertainment industry.

Education System

Indio takes pride in its commitment to education. The Desert Sands Unified School District serves the city, offering a range of educational opportunities from kindergarten through high school. Additionally, the College of the Desert’s Indio campus provides accessible higher education options.

The city’s schools prioritize student success, offering robust programs in both academics and extracurricular activities. This ensures that young minds are nurtured and prepared for the challenges of the future.

Health System

Indio’s healthcare system is well-established, with numerous medical facilities and professionals who cater to the city’s diverse population. The John F. Kennedy Memorial Hospital is a renowned institution, providing comprehensive medical services.

Access to healthcare is made easier with a network of clinics and specialized medical centers throughout the city, ensuring that residents have access to quality medical care when they need it most.

Financial System and Programs

The financial system in Indio is strong and dynamic, with a focus on promoting economic growth and financial well-being for all residents. The city’s strategic location as part of the greater Coachella Valley provides ample opportunities for businesses to thrive, contributing to a robust local economy.

Indio also offers various financial programs to support residents in achieving their financial goals. These include homeownership assistance programs, small business grants, and financial literacy initiatives. The city’s commitment to financial inclusion ensures that everyone has a chance to prosper.

Housing Market

The housing market in Indio offers a wide range of options to cater to different preferences and budgets. Whether you’re looking for a cozy suburban home, a luxurious desert estate, or a low-maintenance condo, Indio has it all.

The city’s housing market has experienced steady growth over the years, making it an attractive destination for both first-time homebuyers and real estate investors. The affordability of housing in Indio compared to some neighboring areas is a significant draw for those looking to establish roots in this desert oasis.

Activities for Senior Citizens

Indio is a city that takes care of its senior citizens. The city offers numerous programs and activities tailored to the needs and interests of older residents. From senior centers that provide social engagement to fitness classes, art workshops, and outings, there are ample opportunities for seniors to stay active and involved in the community.

Activities for Youth

For the youth of Indio, there’s no shortage of activities to keep them engaged. Parks and recreation programs offer sports leagues, after-school clubs, and summer camps that promote physical activity and social interaction. The city also hosts youth-focused events, such as music festivals and cultural celebrations, ensuring that young residents have a well-rounded experience growing up in Indio.

Parks and Recreation

Indio boasts an impressive array of parks and recreational facilities. Miles of hiking and biking trails wind through the city and its surrounding desert landscape, providing opportunities for outdoor enthusiasts to explore the natural beauty of the area.

The city’s parks offer everything from playgrounds and sports fields to picnic areas and community gardens. The beautiful Shields Date Garden is a local gem where residents can relax and enjoy the serene desert landscape.


Indio, California, is a city that offers a unique and appealing blend of lifestyle, education, healthcare, and recreational opportunities. Its commitment to inclusivity, affordability, and community engagement makes it an ideal place to call home.

Whether you’re a young family looking for top-notch education and youth activities, a professional seeking career opportunities in a thriving economy, a retiree looking for a peaceful yet active lifestyle, or anyone in between, Indio has something to offer you.

This vibrant desert oasis welcomes all with open arms, inviting you to experience the beauty of its landscapes, the warmth of its community, and the endless opportunities it provides. Indio is more than just a city; it’s a destination where dreams can flourish and where the quality of life is truly exceptional.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790