Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Hesperia Shouldn't be Hard

See how simple it is to get a mortgage in Hesperia

Follow our step-by-step guide to learn how to buy a home in Hesperia
Learn how refinancing in Hesperia can help you save money in the long run

Hesperia Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Hesperia, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Hesperia

Nestled in the High Desert region of Southern California, Hesperia is a vibrant city that offers a unique blend of natural beauty, excellent educational and healthcare facilities, a robust financial system, a thriving housing market, and an abundance of recreational opportunities for all ages. With its diverse lifestyle, community-oriented mindset, and numerous attractions, Hesperia has become a great city to call home.


Hesperia boasts a relaxed and friendly lifestyle, making it an attractive destination for families and individuals seeking a quieter, more suburban setting. The city’s relatively lower cost of living compared to its neighboring metropolitan areas makes it an appealing choice for those looking to establish roots without breaking the bank. Residents can enjoy a strong sense of community and participate in various local events and activities throughout the year.

Education System:

The education system in Hesperia is commendable, with several high-ranking schools that emphasize academic excellence and student development. The Hesperia Unified School District oversees a network of primary and secondary schools, dedicated to providing quality education to children of all ages. Moreover, the district continually invests in educational resources and extracurricular programs to ensure a well-rounded learning experience.

Health System:

Hesperia residents benefit from a robust healthcare system with access to numerous medical facilities and well-qualified healthcare professionals. The city hosts several hospitals and medical centers, offering a wide range of specialized services, ensuring that residents’ health needs are well taken care of.

Financial System:

Hesperia has a strong and stable financial system that supports local businesses and encourages economic growth. The city’s strategic location along major transportation routes and proximity to larger urban centers makes it an ideal place for commerce and trade. Additionally, the local government fosters a business-friendly environment, offering incentives and support to both startups and established enterprises.

Financial Programs:

Hesperia’s local government recognizes the importance of financial stability for its residents. To this end, they have implemented various financial programs to assist individuals and families in achieving their financial goals. These programs may include first-time homebuyer assistance, small business grants, and financial literacy workshops, empowering residents to make informed financial decisions.

Housing Market:

The housing market in Hesperia is attractive and diverse, offering a range of housing options to suit different needs and budgets. Whether one prefers a spacious suburban home or a cozy apartment, Hesperia has a variety of properties available. Additionally, the city’s affordable housing options have made it an enticing destination for first-time homebuyers and those looking to invest in real estate.

Activities for Senior Citizens:

Hesperia is committed to enriching the lives of its senior citizens. The city offers a myriad of activities tailored to their interests and needs. Senior centers and community clubs host events such as fitness classes, arts and crafts workshops, and social gatherings, promoting an active and fulfilling lifestyle for its elderly population.

Activities for Youth:

Hesperia’s commitment to its younger population is evident through a wide array of activities for the youth. From sports leagues and recreational clubs to youth leadership programs and arts initiatives, there are ample opportunities for children and teenagers to grow, learn, and explore their interests.

Parks and Recreation:

Hesperia takes pride in its vast and well-maintained parks and recreational facilities. Residents can enjoy various outdoor activities such as hiking, biking, picnicking, and team sports. The city’s commitment to green spaces and recreational opportunities fosters a healthy and active lifestyle among its residents.


Hesperia, California, is an exceptional city that offers an idyllic lifestyle with strong community bonds. Its top-notch education and healthcare systems ensure a bright future for its residents. The robust financial system and various financial programs help individuals achieve their economic goals and foster an environment of prosperity. The housing market accommodates diverse needs, making homeownership a reality for many. Moreover, the city’s commitment to providing a wealth of activities for senior citizens and youth showcases its dedication to the wellbeing of all residents.

With its beautiful landscapes, rich amenities, and welcoming community, Hesperia has truly become a great city to live in. Whether you are seeking a peaceful place to raise a family, a vibrant community to retire in, or simply a city that offers ample opportunities for growth and leisure, Hesperia has it all. Experience the charm of Hesperia and find your home in this gem of the High Desert.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790