Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Hayward Shouldn't be Hard

See how simple it is to get a mortgage in Hayward

Follow our step-by-step guide to learn how to buy a home in Hayward
Learn how refinancing in Hayward can help you save money in the long run

Hayward Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Hayward, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Hayward

Nestled in the heart of the San Francisco Bay Area, Hayward, California, stands as a microcosm of diverse lifestyles, a robust education system, accessible healthcare facilities, a thriving financial system, and a plethora of recreational activities. This city, known for its rich cultural heritage and forward-thinking initiatives, has carved a niche for itself as a welcoming and dynamic community that caters to individuals of all ages. From top-notch educational institutions to well-planned parks and a range of programs for both youth and seniors, Hayward exemplifies the perfect blend of urban conveniences and suburban charm.

Lifestyle: Hayward’s lifestyle is a testament to its commitment to diversity and inclusion. The city’s residents represent a wide range of cultures, fostering an environment where different backgrounds and traditions are celebrated. This diversity is reflected in the local cuisine, festivals, and cultural events that dot the city’s calendar. Whether it’s savoring international delicacies at the Hayward Farmers’ Market or participating in the annual Zucchini Festival, residents find themselves immersed in a vibrant and welcoming community.

Education System: At the heart of Hayward’s appeal is its excellent education system. The city is home to a range of top-rated public and private schools that offer comprehensive and innovative curricula. From elementary to high school, students have access to quality education that prepares them for higher learning and future success. Additionally, higher education institutions like California State University, East Bay, contribute to the city’s academic prowess by offering a diverse array of degree programs and research opportunities.

Health System: Hayward places a strong emphasis on the health and well-being of its residents. The city boasts a network of advanced healthcare facilities, including hospitals, clinics, and specialized medical centers. The integration of technology and medical expertise ensures that residents receive high-quality healthcare services, promoting both physical and mental well-being.

Financial System and Programs: The city’s financial system is built on a foundation of stability and innovation. Hayward offers a range of financial programs and resources to support local businesses, entrepreneurs, and individuals. Small business incubators, workshops, and networking events foster an environment conducive to economic growth. Additionally, the city’s commitment to affordable housing and financial literacy programs underscores its dedication to improving the overall financial well-being of its residents.

Housing Market: Hayward’s housing market is a reflection of the city’s dedication to providing a range of living options for its diverse population. The real estate landscape includes single-family homes, modern apartments, and condominiums, catering to various preferences and budgets. Initiatives aimed at affordable housing ensure that individuals and families have access to comfortable and secure living spaces, promoting a sense of community and belonging.

Activities for Senior Citizens: Hayward recognizes the value and contributions of its senior citizens, offering a multitude of activities tailored to their interests and needs. Senior centers provide spaces for social interaction, fitness classes, arts and crafts, and educational workshops. Regular outings and events keep seniors engaged, ensuring that they remain an integral part of the city’s vibrant tapestry.

Activities for Youth: The city’s commitment to its youth is evident in the array of activities and programs designed to nurture their talents and passions. Sports leagues, art programs, and STEM initiatives provide a well-rounded platform for young residents to explore and develop their skills. Youth centers offer a safe and supportive environment where adolescents can engage in constructive activities, fostering personal growth and community involvement.

Parks and Recreation: Hayward’s commitment to green spaces and outdoor recreation is evident in its meticulously maintained parks and recreational areas. From expansive parks with jogging trails and picnic spots to playgrounds for children, the city offers a diverse range of outdoor spaces. The Hayward Shoreline Interpretive Center, with its educational exhibits and nature trails, allows residents to connect with the local ecosystem and appreciate the beauty of the Bay Area.

Conclusion: Hayward, California, stands as a shining example of a city that prioritizes the well-being, education, and engagement of its residents. The city’s commitment to diversity, coupled with its strong education and healthcare systems, ensures a high quality of life for all. The financial programs, affordable housing initiatives, and extensive recreational opportunities make Hayward an ideal place to live, work, and play. Whether you’re a senior citizen looking for meaningful activities or a young family seeking a nurturing environment, Hayward’s vibrant tapestry has something to offer everyone. With its rich cultural heritage, thriving community, and unwavering dedication to progress, Hayward undoubtedly earns its place as a great city on the map of California.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790