Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Grand Terrace



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Grand Terrace Shouldn't be Hard

See how simple it is to get a mortgage in Grand Terrace

Follow our step-by-step guide to learn how to buy a home in Grand Terrace
Learn how refinancing in Grand Terrace can help you save money in the long run

Grand Terrace Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Grand Terrace, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Grand Terrace

Nestled in the heart of California’s Inland Empire, Grand Terrace is a city that offers an exceptional quality of life. With its excellent education system, robust health facilities, thriving financial systems, and a plethora of recreational opportunities, it’s no wonder that this small town has become a coveted destination for people seeking a balanced and fulfilling lifestyle.


Grand Terrace embodies the laid-back Californian lifestyle while maintaining the charm of a close-knit community. Residents here enjoy a peaceful atmosphere with the perks of being just a stone’s throw away from bustling urban centers like Riverside and San Bernardino. The city’s commitment to safety is reflected in its low crime rates, making it an ideal place to raise a family or retire in peace.

Education System

Grand Terrace takes pride in its educational institutions. The Colton Joint Unified School District, which serves the city, is dedicated to providing students with a world-class education. The district offers a wide range of programs to cater to diverse learning needs, ensuring that every child has access to quality education. Additionally, there are several private schools and preschools, further enhancing the city’s educational options.

Health System

Access to healthcare is a crucial aspect of any community, and Grand Terrace excels in this regard. The city boasts a well-developed network of healthcare providers, including the Grand Terrace Health Center, which offers a range of medical services. Nearby hospitals such as Loma Linda University Medical Center and Arrowhead Regional Medical Center ensure that residents have access to advanced medical care when needed.

Financial System and Programs

Grand Terrace’s financial system is stable and well-managed. The city offers a range of financial programs to assist its residents, including first-time homebuyer programs, business incentives, and grants for community improvement projects. The local government is committed to fostering economic growth, making it an attractive destination for entrepreneurs and small business owners.

Housing Market

The housing market in Grand Terrace is diverse, catering to various preferences and budgets. From cozy apartments to spacious family homes, there’s something for everyone. The city’s real estate market is known for its stability and moderate prices compared to neighboring areas. This affordability makes it an excellent choice for first-time homebuyers and families looking to upgrade their living spaces.

Activities for Senior Citizens

Grand Terrace places a strong emphasis on the well-being of its senior citizens. The city offers a range of activities and services tailored to this demographic. The Grand Terrace Senior Center is a hub for social gatherings, fitness classes, and educational programs. Its dedicated staff ensures that seniors remain active, engaged, and connected with their community.

Activities for Youth

Youth in Grand Terrace are spoiled for choice when it comes to extracurricular activities. The city has well-maintained parks, recreational centers, and sports facilities. The local Little League and youth sports programs promote physical activity and teamwork. Furthermore, the city organizes various youth-oriented events and workshops, fostering personal development and creativity among the younger generation.

Parks and Recreation

One of the standout features of Grand Terrace is its commitment to providing green spaces and recreational opportunities for its residents. The Richard Rollins Community Park is a favorite among families, offering picnic areas, playgrounds, and sports fields. For those who love the outdoors, the nearby Box Springs Mountain Reserve offers hiking trails with stunning views of the surrounding area.


In conclusion, Grand Terrace, California, offers a unique blend of tranquility and opportunity. Its strong education system, robust healthcare facilities, stable financial systems, and diverse housing market make it an excellent place to live for individuals and families alike. The city’s dedication to providing a wide range of activities for both seniors and youth ensures that residents can enjoy a rich and fulfilling lifestyle.

Grand Terrace’s commitment to green spaces and recreation underscores its focus on well-being and quality of life. Whether you’re looking to settle down in a peaceful community, raise a family, or enjoy your retirement years, Grand Terrace has something special to offer.

This hidden gem in the Inland Empire is not just a city; it’s a vibrant community where neighbors become friends, where opportunities abound, and where the California dream becomes a reality. Grand Terrace is more than just a place to live; it’s a place to thrive. So, whether you’re considering a move or simply exploring new horizons, make sure Grand Terrace is on your list—it might just be the perfect place to call home.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790