Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Gardena Shouldn't be Hard

See how simple it is to get a mortgage in Gardena

Follow our step-by-step guide to learn how to buy a home in Gardena
Learn how refinancing in Gardena can help you save money in the long run

Gardena Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Rancho Palos Verdes, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Gardena

Nestled in the heart of Los Angeles County, Gardena, California, is a hidden gem that offers its residents an outstanding lifestyle and a range of amenities. With a diverse community and a strong sense of community pride, Gardena boasts an excellent education system, well-developed health facilities, a stable financial system, attractive housing market, and an abundance of recreational activities for people of all ages. In this article, we will explore the various aspects that make Gardena a great city to live in.


Gardena prides itself on offering a balanced lifestyle, where the pace of life is more relaxed compared to the bustling neighboring cities. The community here is diverse and welcoming, contributing to a friendly and harmonious atmosphere. Residents often engage in local events and festivals, celebrating the city’s cultural diversity. From its historic roots to the vibrant present, Gardena offers a unique blend of tradition and modernity.

Education System

The education system in Gardena is commendable, with a range of public and private schools dedicated to providing quality education. The city is served by the Los Angeles Unified School District, ensuring that students receive the best possible educational experience. Additionally, Gardena has a few notable private schools that cater to specific educational approaches and provide alternatives for parents seeking other options.

Health System

Access to healthcare is crucial, and Gardena excels in this aspect. The city is home to several well-equipped medical centers, clinics, and hospitals. Residents can easily access quality healthcare services without the need to travel long distances. Moreover, the city promotes a healthy lifestyle through various community programs and initiatives that encourage physical activity and good nutrition.

Financial System and Programs

Gardena boasts a stable and well-managed financial system, fostering economic growth and prosperity. The city’s financial stability also enables it to offer various financial programs to support its residents. These programs include affordable housing initiatives, small business grants, and educational scholarships, among others. The local government actively collaborates with community organizations and businesses to create opportunities and enhance the city’s economic landscape.

Housing Market

The housing market in Gardena is attractive and diverse, offering a range of options for residents. Whether you are looking for a cozy suburban house, modern apartments, or spacious condominiums, the city has it all. The local government’s commitment to affordable housing initiatives has made homeownership more accessible to a broader range of residents. The city’s real estate market has seen steady growth over the years, making it an attractive investment opportunity as well.

Activities for Senior Citizens

Gardena is an ideal place for seniors to enjoy their golden years. The city offers a variety of programs and activities designed to cater to the interests and needs of senior citizens. From fitness classes to social gatherings, seniors can engage in numerous events that foster a sense of belonging and keep them active and healthy.

Activities for Youth

Gardena understands the importance of providing opportunities for its youth to grow, learn, and have fun. The city has several recreational centers, sports facilities, and youth clubs that offer engaging activities and programs. These initiatives not only keep the youth active and entertained but also promote teamwork, discipline, and leadership skills.

Parks and Recreation

Gardena’s commitment to providing green spaces is evident through its well-maintained parks and recreational areas. Residents can enjoy picnics, sports, and leisure activities amidst lush greenery. The city’s Parks and Recreation Department regularly organizes events and community gatherings, fostering a strong sense of community and encouraging residents to enjoy the outdoors.


Gardena, California, is undoubtedly a great city to call home. Its balanced lifestyle, excellent education system, robust health facilities, and stable financial system make it an attractive destination for families and individuals alike. The diverse community fosters a sense of belonging and inclusion, making everyone feel welcome.

From the beautiful parks and recreational areas to the various activities for seniors and youth, Gardena prioritizes the well-being of its residents. The city’s commitment to offering quality living standards through affordable housing programs further adds to its appeal.

In conclusion, Gardena’s unique blend of cultural diversity, thriving amenities, and strong community spirit make it a truly exceptional city to reside in. Whether you’re looking for a place to raise a family, start a business, or enjoy your retirement, Gardena, California, offers an environment that supports and enhances your life in every way possible.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814