Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Fresno Shouldn't be Hard

See how simple it is to get a mortgage in Fresno

Follow our step-by-step guide to learn how to buy a home in Fresno
Learn how refinancing in Fresno can help you save money in the long run

Fresno Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Fresno, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Fresno

Nestled in the heart of California’s San Joaquin Valley, Fresno stands as a testament to the state’s cultural richness and economic diversity. With its unique blend of urban living and natural beauty, Fresno has become a city that offers a high quality of life to its residents across all age groups.

Lifestyle and Community

Fresno’s lifestyle is a harmonious blend of urban convenience and a welcoming community spirit. Its diverse population brings together various cultural traditions, enriching the city’s social fabric. Residents experience a slower pace of life compared to major metropolitan areas, while still enjoying access to all the amenities one might desire. The city prides itself on its welcoming atmosphere, making it an ideal place to raise a family or retire.

Education System

Fresno boasts an education system that caters to a wide range of needs. The city is home to a mix of public, private, and charter schools, providing families with choices for their children’s education. Fresno Unified School District, the fourth-largest school district in California, emphasizes academic excellence and offers a variety of programs to cater to students of diverse backgrounds and abilities.

Health System

Access to quality healthcare is a crucial factor in determining the attractiveness of a city. Fresno’s healthcare system is well-developed, with numerous medical facilities, hospitals, and clinics spread across the city. Community Regional Medical Center is the largest hospital in the area, providing a wide range of medical services. The presence of multiple healthcare options ensures that residents can receive top-notch medical care without needing to travel far.

Financial System and Programs

Fresno’s financial landscape is as diverse as its population. The city hosts a mix of industries, including agriculture, education, healthcare, and technology. This diversity has contributed to a stable economic environment that can weather economic fluctuations better than many other places. Additionally, the city offers various financial programs to support local businesses and entrepreneurs, fostering growth and innovation within the community.

Housing Market

One of the most appealing aspects of Fresno is its housing market. The city provides a range of housing options, from spacious suburban homes to modern downtown apartments. Importantly, the cost of living in Fresno is relatively lower than in many other parts of California, making homeownership more attainable. This affordability, coupled with the city’s thriving job market, attracts both young professionals and families looking for a comfortable and balanced life.

Activities for Seniors

Fresno understands the importance of keeping its senior citizens engaged and active. The city offers a plethora of activities tailored to their interests and needs. Community centers host classes, workshops, and social events, ensuring that seniors have opportunities to connect and learn new skills. The city’s commitment to senior well-being is evident in its well-maintained public spaces and senior-friendly infrastructure.

Activities for Youth

For the younger generation, Fresno is a city filled with exciting opportunities. The vibrant arts scene, including theaters, galleries, and music venues, allows youth to explore and nurture their creative talents. The city’s commitment to education extends beyond the classroom, with numerous after-school programs, sports leagues, and community organizations that provide a platform for young people to thrive.

Parks and Recreation

Fresno’s commitment to green spaces and recreational activities is commendable. The city boasts an extensive park system, offering a respite from the urban hustle. Woodward Park, with its serene lakes and extensive trails, is a favorite among residents. Roeding Park features the Chaffee Zoo, a place where families can connect with wildlife and nature. These parks not only provide leisure options but also contribute to the city’s overall aesthetic appeal.

Conclusion: Fresno’s Allure

In conclusion, Fresno, California, is a city that embodies the spirit of California living while maintaining its own unique identity. With its diverse population, robust education and healthcare systems, thriving economy, and a range of activities catering to all age groups, Fresno offers a balanced and fulfilling lifestyle. Its affordable housing market, commitment to community well-being, and abundance of recreational spaces make it a city that truly cares about the quality of life of its residents.

Whether you’re seeking the excitement of urban living, the tranquility of nature, or a blend of both, Fresno has something to offer. Its rich cultural tapestry, coupled with its strong community bonds, sets the city apart as a place where people from all walks of life can find their niche. As Fresno continues to evolve and grow, its commitment to progress while retaining its inherent charm makes it a great city to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790