Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Fremont Shouldn't be Hard

See how simple it is to get a mortgage in Fremont

Follow our step-by-step guide to learn how to buy a home in Fremont
Learn how refinancing in Fremont can help you save money in the long run

Fremont Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Fremont, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Fremont

Nestled in the heart of the San Francisco Bay Area, Fremont, California, stands as a vibrant city known for its diverse culture, excellent education system, robust health infrastructure, and well-balanced lifestyle. With its array of financial programs, a dynamic housing market, and a plethora of activities for all age groups, Fremont has solidified its position as an enticing city to call home.


Fremont boasts a balanced lifestyle, catering to a range of interests and preferences. Its unique blend of urban amenities and suburban tranquility creates a perfect environment for residents seeking both excitement and relaxation. The city’s diverse cultural scene is reflected in its culinary offerings, festivals, and art exhibitions, making it an ideal destination for those who appreciate the rich tapestry of human experiences.

Education System

The education system in Fremont is a cornerstone of its appeal. The city is home to top-notch public and private schools, along with institutions that prioritize holistic learning and innovative teaching methodologies. From early childhood education to higher education, Fremont’s schools consistently rank high in terms of academic excellence and extracurricular activities. This commitment to education sets a strong foundation for the city’s future generations.

Health System

Fremont’s robust health system ensures that residents have access to quality medical care. The city houses several advanced medical facilities, including hospitals, clinics, and specialized treatment centers. The presence of cutting-edge healthcare institutions not only caters to residents’ immediate health needs but also fosters a sense of security and well-being within the community.

Financial System and Programs

The city’s financial system is marked by stability and growth. Fremont’s economy is diverse, with industries spanning technology, manufacturing, healthcare, and more. The local government has implemented various financial programs to support small businesses, encourage entrepreneurship, and stimulate economic development. These initiatives not only contribute to the city’s financial prosperity but also create a strong sense of local pride and unity.

Housing Market

Fremont’s housing market is a reflection of its desirability. The city offers a range of housing options, from modern apartments to spacious suburban homes, catering to different lifestyles and preferences. While the Bay Area’s real estate market is renowned for its competitiveness, Fremont’s housing policies and initiatives strive to maintain affordability and inclusivity, ensuring that residents from various socioeconomic backgrounds can find a place to call home.

Activities for Senior Citizens

Fremont is committed to enriching the lives of its senior citizens. The city offers a plethora of activities tailored to their interests, including senior centers, social clubs, fitness programs, and cultural events. These activities not only foster a sense of community among older residents but also promote active and fulfilling lifestyles.

Activities for Youth

Fremont recognizes the importance of engaging its youth. The city provides a wide range of educational and recreational activities for young residents. From well-equipped libraries to sports leagues and youth-focused community organizations, Fremont creates an environment where young individuals can learn, grow, and develop their skills while forging lifelong friendships.

Parks and Recreation

Fremont’s commitment to green spaces and recreational facilities is evident through its numerous parks and open areas. Residents can enjoy outdoor activities like hiking, picnicking, and sports in well-maintained parks that also serve as gathering points for community events. Central Park, with its serene Lake Elizabeth and various amenities, stands as a prime example of Fremont’s dedication to providing recreational spaces for everyone.

Conclusion: A City of Diversity and Opportunity

In conclusion, Fremont, California, emerges as a city that embodies diversity, opportunity, and a high quality of life. Its balanced lifestyle, excellent education system, and robust health infrastructure create a nurturing environment for residents of all ages. The financial programs and housing initiatives ensure that the city remains inclusive and thriving. With a focus on both senior citizens’ fulfillment and youth development, Fremont celebrates its residents at every stage of life. The city’s commitment to green spaces and recreation underscores its dedication to holistic well-being.

Fremont’s allure lies in its ability to seamlessly blend urban convenience with suburban tranquility, creating a place where cultural richness thrives and opportunities abound. From its thriving economy to its welcoming community, Fremont stands as a testament to the potential of a city that values its past while embracing the future. Indeed, Fremont, California, is not just a city; it’s a multifaceted haven where anyone can find a place to belong.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790