Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Fallbrook Shouldn't be Hard

See how simple it is to get a mortgage in Fallbrook

Follow our step-by-step guide to learn how to buy a home in Fallbrook
Learn how refinancing in Fallbrook can help you save money in the long run

Meet Our Team Of Loan Officers

Feel free to reach out to any of our loan officers for a personalized consultation.

Fallbrook Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Fallbrook, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Fallbrook

Nestled in the picturesque valleys of Northern San Diego County, Fallbrook, California, is a charming and idyllic town that captures the essence of Southern California living. Known as the “Avocado Capital of the World,” this hidden gem offers residents and visitors a unique blend of natural beauty, a vibrant arts scene, and a close-knit community. From its rich agricultural heritage to its stunning landscapes and cultural attractions, Fallbrook is a destination that leaves a lasting impression.

One of the defining features of Fallbrook is its lush and fertile land, which makes it an ideal location for avocado and citrus orchards. The town’s nickname, the “Avocado Capital of the World,” is a testament to its thriving agricultural industry. Visitors can immerse themselves in the local farming culture by visiting the various orchards and farm stands that dot the landscape. In addition to avocados, Fallbrook is also known for its olive groves and vineyards, producing high-quality olive oil and wines that delight the senses.

Beyond its agricultural offerings, Fallbrook boasts breathtaking natural beauty. The town is surrounded by rolling hills, meandering streams, and oak-lined canyons, creating a serene and picturesque environment. The Santa Margarita River Reserve, located just outside Fallbrook, provides nature enthusiasts with an opportunity to explore miles of hiking trails, observe native wildlife, and take in the tranquil beauty of the area. The nearby Palomar Mountain State Park offers panoramic views, camping, and stargazing opportunities, making it a favorite destination for outdoor enthusiasts.

Fallbrook’s artistic spirit shines through its vibrant arts community. The town is home to a variety of galleries, studios, and art centers that showcase the works of local artists. The Fallbrook Art Center, located in the heart of town, hosts exhibitions, workshops, and events throughout the year, providing a platform for both established and emerging artists. The annual Fallbrook Film Festival attracts film enthusiasts from near and far, showcasing independent films and fostering a sense of community around the cinematic arts.

In addition to its artistic offerings, Fallbrook embraces its rich cultural heritage through a range of festivals and events. The Avocado Festival, held annually in April, celebrates the town’s agricultural roots with avocado-centric culinary delights, live music, and a lively street fair. The Fallbrook Vintage Car Show attracts automobile enthusiasts who marvel at classic cars and enjoy a day of nostalgia. These events bring together residents and visitors, fostering a strong sense of community and camaraderie.

Fallbrook’s commitment to preserving its small-town charm is evident in its historic downtown district. The quaint streets are lined with local businesses, boutique shops, and charming restaurants. From family-owned cafes to farm-to-table eateries, Fallbrook offers a diverse culinary scene that caters to all tastes. The weekly farmers market showcases the region’s fresh produce, artisanal products, and homemade treats, creating a vibrant hub of local commerce and community interaction.

For those seeking cultural enrichment, Fallbrook is home to the Mission Theatre, a historical landmark that hosts theatrical productions, concerts, and community events. The Fallbrook Historical Society operates the Fallbrook Heritage Center, where visitors can learn about the town’s rich history and explore artifacts from the past. The annual Fallbrook Writers Conference attracts aspiring writers and renowned authors, providing a platform for literary exploration and growth.

Beyond its local attractions, Fallbrook benefits from its close proximity to other Southern California destinations. The town is just a short drive away from the sparkling beaches of the Pacific Ocean, offering residents and visitors the opportunity to soak up the sun, surf the waves, or simply enjoy a relaxing day on the sand. The bustling city of San Diego, with its world-class museums, renowned zoo, and vibrant nightlife, is within easy reach, providing additional entertainment options.

In conclusion, Fallbrook, California, is a hidden gem in Southern California that captivates visitors with its natural beauty, vibrant arts scene, and strong sense of community. From its avocado orchards to its scenic landscapes, the town offers a unique blend of agricultural heritage and artistic expression. Whether exploring the local farms, immersing oneself in nature, or experiencing the cultural events and attractions, Fallbrook leaves a lasting impression on all who visit. So, if you’re seeking an escape from the hustle and bustle of city life, Fallbrook awaits with open arms, ready to share its beauty and charm.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790