Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Eureka Shouldn't be Hard

See how simple it is to get a mortgage in Eureka

Follow our step-by-step guide to learn how to buy a home in Eureka
Learn how refinancing in Eureka can help you save money in the long run

Eureka Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Eureka, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Eureka

Nestled along the scenic Northern California coastline, Eureka is a charming city that offers a unique blend of history, natural beauty, and a strong sense of community. With its picturesque landscapes, thriving education and health systems, and a range of recreational activities for all ages, Eureka stands out as an inviting place to call home.

Lifestyle: Embracing Nature and Community

Eureka’s lifestyle revolves around its strong connection to nature. The city is surrounded by lush forests and has easy access to beautiful beaches, making it an ideal location for outdoor enthusiasts. Residents can enjoy hiking, biking, kayaking, and surfing, among other activities, which contribute to a healthier and more active lifestyle.

Moreover, the community in Eureka is known for its friendliness and strong bonds. Neighbors frequently come together for various events and activities, fostering a sense of unity and belonging. The local culture celebrates arts and music, with numerous festivals and events throughout the year, providing ample opportunities for socializing and enriching the community spirit.

Education System: Nurturing Young Minds

Eureka boasts a robust education system that caters to all age groups. The city is home to several highly regarded public and private schools, providing students with a quality education. The emphasis on nature and the environment is reflected in the curriculum, with various environmental education programs to instill an appreciation for the region’s natural wonders.

Additionally, Eureka takes pride in its community college and vocational training centers, offering diverse opportunities for skill development and higher education. These institutions help prepare students for a wide range of careers, contributing to a skilled and talented local workforce.

Health System: Prioritizing Well-Being

Residents of Eureka benefit from an efficient and comprehensive health system. The city is home to reputable medical centers, hospitals, and clinics that cater to various health needs. Access to quality healthcare services ensures that individuals can maintain their well-being, making Eureka an attractive destination for families and retirees alike.

The city also emphasizes preventive healthcare and encourages healthy living through various fitness programs, community health initiatives, and wellness events. As a result, Eureka has earned a reputation for being a health-conscious community.

Financial System and Programs: Promoting Financial Stability

Eureka’s financial system is characterized by stability and opportunities for growth. The city has a diverse economy, with key industries including tourism, healthcare, education, and technology. Additionally, the presence of a thriving small business community contributes to the local economy’s resilience.

To further support residents, Eureka offers various financial programs, including affordable housing initiatives, small business grants, and educational scholarships. These programs empower individuals and families to achieve financial stability and foster economic prosperity within the community.

Housing Market: Affordable and Diverse Options

Eureka’s housing market caters to a diverse range of preferences and budgets. The city offers everything from historic Victorian homes to modern condominiums, ensuring that residents can find their ideal living space. Unlike many other California cities, Eureka’s housing options are relatively affordable, making it an attractive destination for those seeking a more affordable cost of living without compromising on quality of life.

Activities for Senior Citizens: Enriching the Golden Years

Eureka is dedicated to providing enriching activities for its senior citizens. Various community centers offer programs such as art classes, yoga sessions, and book clubs to keep seniors engaged and socially connected. Additionally, the city’s parks and recreational areas are designed to be accessible to all, making it easy for seniors to enjoy nature and stay active.

Activities for Youth: Fostering a Bright Future

Eureka understands the importance of investing in its youth. The city offers a wide range of youth programs, including sports leagues, educational workshops, and arts and culture activities. These opportunities not only keep young residents engaged but also help them develop valuable life skills and leadership qualities, ensuring a promising future for Eureka’s next generation.

Parks and Recreation: Nature’s Playground

Eureka’s commitment to preserving its natural beauty is evident in its well-maintained parks and recreational facilities. The city’s parks offer a wide range of amenities, including playgrounds, sports fields, picnic areas, and walking trails. Residents can immerse themselves in the outdoors, making Eureka an ideal place for families and individuals seeking an active and healthy lifestyle.

Conclusion: Eureka – A Gem on the California Coast

In conclusion, Eureka, California, stands out as a city that embraces nature, community, and well-being. Its strong education and health systems ensure a thriving environment for both young and old. The city’s financial stability and programs promote financial well-being and economic growth.

Moreover, Eureka’s diverse housing options and affordable cost of living make it an attractive destination for individuals and families seeking a high quality of life. The range of activities available for both senior citizens and youth showcases the city’s commitment to inclusivity and creating a close-knit community.

With its picturesque landscapes, thriving education and health systems, diverse housing market, and a variety of recreational activities, Eureka proves to be a great city that offers a fulfilling and enriching lifestyle for all its residents. Whether you are an outdoor enthusiast, a family seeking a safe and welcoming community, or a retiree looking for a place to embrace the golden years, Eureka, California, undoubtedly has something special to offer.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790