Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

El Monte



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in El Monte Shouldn't be Hard

See how simple it is to get a mortgage in El Monte

Follow our step-by-step guide to learn how to buy a home in El Monte
Learn how refinancing in El Monte can help you save money in the long run

El Monte Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in El Monte, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of El Monte

El Monte, California, is a city that embodies the perfect fusion of a rich history and a dynamic present. Located in Los Angeles County, El Monte is a diverse and vibrant community that offers its residents a high quality of life through its excellent education system, comprehensive health services, robust financial programs, and thriving housing market. Additionally, the city boasts an array of activities for both its senior citizens and youth, ample parks, and recreational opportunities, making it an ideal place to live and flourish.

Lifestyle and Community

El Monte’s lifestyle is a harmonious blend of cultural diversity and a strong sense of community. The city’s population comprises various ethnic backgrounds, creating a welcoming and inclusive environment for everyone. Residents take pride in their city and actively participate in community events, fostering a tight-knit community spirit. With a plethora of cultural celebrations, local festivals, and events, El Monte offers its residents numerous opportunities to engage with one another, fostering lasting connections.

Education System

El Monte places great emphasis on education, ensuring that the youth have access to top-notch learning opportunities. The city is served by the El Monte Union High School District, which oversees several excellent high schools. These institutions offer a diverse range of programs, including advanced placement courses, vocational training, and extracurricular activities, preparing students for future success. Moreover, El Monte is in proximity to several reputable colleges and universities, offering further educational options to aspiring young minds.

Health System

El Monte is committed to the well-being of its residents, providing access to comprehensive health services. The city is home to numerous healthcare facilities, clinics, and hospitals staffed by skilled healthcare professionals. Residents have easy access to quality medical care, ensuring that their health needs are adequately met. Additionally, the city actively promotes healthy living through various wellness programs, fitness centers, and health-related events.

Financial System and Programs

El Monte boasts a robust and stable financial system that contributes to the city’s overall prosperity. The city’s administration has been prudent in managing finances, leading to sustainable growth and development. Moreover, El Monte has implemented various financial programs aimed at supporting local businesses and entrepreneurs. These programs offer grants, low-interest loans, and workshops to assist in business development, contributing to the city’s economic growth and employment opportunities.

Housing Market

El Monte’s housing market is an attractive aspect for both residents and newcomers. The city offers a range of housing options, from single-family homes to apartments and condos. The diverse housing market ensures that individuals and families with different budgets and preferences can find suitable accommodations. Additionally, the city’s initiatives for affordable housing have made homeownership more attainable for many residents, fostering a sense of stability and investment in the community.

Activities for Senior Citizens

El Monte takes special care to cater to its senior citizens, providing them with numerous activities and resources for an enriched life. The city’s Senior Center is a vibrant hub that offers various programs, classes, and social events tailored to the needs and interests of seniors. From fitness classes to art workshops and group outings, seniors have ample opportunities to stay active, engaged, and connected with their peers.

Activities for Youth

The city of El Monte actively invests in its youth, recognizing them as the future leaders and innovators of society. Numerous youth centers and programs are available, providing a safe and nurturing environment for young people to learn, grow, and explore their passions. From sports leagues to arts and music programs, the city encourages youth to develop their skills and interests, promoting personal growth and character building.

Parks and Recreation

El Monte prides itself on its lush parks and recreational facilities, providing an abundance of outdoor activities for all age groups. Families can enjoy picnics and playgrounds, while sports enthusiasts can partake in soccer, baseball, and tennis in well-maintained sports complexes. Moreover, the city regularly organizes community events, concerts, and cultural festivals in its parks, fostering a sense of unity and community engagement.

Conclusion: The Gem of Los Angeles County

In conclusion, El Monte, California, is undoubtedly a gem within Los Angeles County. Its strong sense of community, dedication to education, comprehensive health services, stable financial system, and support for local businesses create a favorable environment for residents to thrive. The housing market ensures that individuals from diverse backgrounds can find a home in this vibrant city.

El Monte’s commitment to its senior citizens and youth demonstrates its dedication to fostering an inclusive and supportive society for all generations. Abundant parks, recreational facilities, and cultural events provide ample opportunities for leisure and community interaction.

Overall, El Monte stands out as an exceptional city that celebrates diversity, promotes well-being, and invests in its future. Whether you are a young professional seeking a prosperous career or a retiree looking for a nurturing community, El Monte has something to offer everyone. This city’s remarkable lifestyle, education system, health services, financial programs, and recreational opportunities make it a truly great place to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790