Phone: 888-681-4128

12070 Lakewood Blvd, Downey CA 90242




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in Downey Shouldn't be Hard

See how simple it is to get a mortgage in Downey

Follow our step-by-step guide to learn how to buy a home in Downey
Learn how refinancing in Downey can help you save money in the long run

Downey Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Downey, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Downey

Nestled in the heart of Los Angeles County, Downey, California, is a city that often goes unnoticed among the glitz and glamour of its more famous neighbors. However, this hidden gem has a lot to offer to both residents and visitors alike. From its rich history and diverse culture to its vibrant community and thriving economy, Downey stands tall as a unique and enchanting destination worth exploring. In this article, we will take a closer look at what makes Downey such a special place.

A Brief History

Downey’s history dates back to the early 19th century when Spanish settlers first arrived in the area. In the late 1860s, a group of pioneers purchased the land and established what would eventually become the city of Downey. The arrival of the Southern Pacific Railroad in 1873 spurred further growth and development in the region.

Over the years, Downey has witnessed several significant milestones. In 1929, the city’s first hospital, Downey Community Hospital (now known as PIH Health Hospital – Downey), opened its doors. Downey Studios, a prominent film studio, was established in 1929 and has since been the filming location for numerous popular movies and TV shows.

Cultural Diversity

One of the most remarkable aspects of Downey is its diverse and inclusive community. People from various ethnic backgrounds and cultures call Downey home, making it a melting pot of traditions, languages, and cuisines. The city regularly hosts cultural events and festivals, celebrating this rich diversity and promoting cross-cultural understanding among its residents.

Parks and Recreation

For nature enthusiasts and outdoor lovers, Downey offers an array of beautiful parks and recreational spaces. Wilderness Park is a local favorite, providing a peaceful oasis with walking trails, picnic areas, and playgrounds for families to enjoy. Furman Park, with its lush greenery and historic aspects, is another popular spot for relaxation and community gatherings.

The Aerospace Legacy

Downey has a significant connection to the aerospace industry, making it a city with an illustrious past. During the mid-20th century, it was home to the Apollo Space Program, with the Downey Studios (then known as the North American Aviation plant) being a major manufacturing site for spacecraft components. The city played a crucial role in building the Apollo Command/Service Module, which was instrumental in landing the first humans on the Moon. Today, the Columbia Memorial Space Center pays homage to this incredible history, inspiring future generations with its interactive exhibits and educational programs focused on space exploration and science.

Arts and Entertainment

Art and culture thrive in Downey, with a growing arts scene and various entertainment options. The Downey Theatre, a beautifully restored historic venue, hosts a diverse array of performances, including concerts, plays, and dance shows. Local art galleries and studios showcase the talents of both established and emerging artists, providing an enriching experience for art enthusiasts.

Culinary Delights

Downey’s culinary landscape is just as diverse as its population. The city boasts an impressive variety of restaurants, cafes, and eateries, offering a wide range of international cuisines. From authentic Mexican taquerias to Korean barbecue joints, and from Italian trattorias to trendy fusion spots, foodies will find themselves spoiled for choice in Downey.

Education and Innovation

Downey takes great pride in its educational institutions, which provide quality education from preschool to college. The Downey Unified School District serves the community with a range of elementary, middle, and high schools, emphasizing academic excellence and extracurricular opportunities.

Furthermore, Downey is home to several cutting-edge medical facilities and research centers, contributing to the city’s innovative spirit. Its strategic location within Los Angeles County allows for easy access to numerous universities and research institutions, fostering a climate of innovation and learning.

Thriving Business Community

In recent years, Downey has seen significant economic growth, attracting businesses from various industries. Its strategic location near major freeways and transportation hubs makes it an attractive destination for companies seeking a well-connected base within the Greater Los Angeles area. The city’s proactive approach to business development and support for local entrepreneurs has contributed to the establishment of a thriving business community.


Downey, California, is a city that seamlessly blends history, culture, innovation, and community spirit. Despite its unassuming appearance, Downey stands tall as a vibrant and diverse destination, offering a unique experience to all who visit or choose to make it their home. From its aerospace legacy to its flourishing arts scene, and from its culinary delights to its warm and welcoming residents, Downey continues to captivate hearts and minds, proving that true beauty often lies in the unexpected places. Whether you’re an explorer seeking a new adventure or a resident proud to call it home, Downey is undoubtedly a place worth celebrating and cherishing.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790