Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Desert Hot Springs



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Desert Hot Springs Shouldn't be Hard

See how simple it is to get a mortgage in Desert Hot Springs

Follow our step-by-step guide to learn how to buy a home in Desert Hot Springs
Learn how refinancing in Desert Hot Springs can help you save money in the long run

Desert Hot Springs Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Desert Hot Springs, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Desert Hot Springs

Nestled in the picturesque Coachella Valley, Desert Hot Springs, California, stands as a true oasis in the heart of the Mojave Desert. With its unique blend of natural beauty and a growing urban landscape, this city has evolved into a desirable place to live for people of all ages. In this article, we will delve into the lifestyle, education system, health system, financial opportunities, housing market, recreational activities, and the overall appeal of Desert Hot Springs.


The lifestyle in Desert Hot Springs is marked by its tranquility and a strong connection to nature. The city’s breathtaking desert landscapes offer a serene backdrop for residents to enjoy. The city is famous for its natural hot mineral springs, which are not only a source of relaxation but also believed to have therapeutic benefits. Several spas and resorts in the area cater to those seeking rejuvenation and wellness.

Moreover, the city boasts a diverse community, creating a rich cultural tapestry. Residents can explore a wide range of culinary experiences, from authentic Mexican dishes to gourmet cuisine. The thriving arts scene also adds vibrancy to the city, with local galleries and cultural events showcasing the talents of Desert Hot Springs’ residents.

Education System

Desert Hot Springs takes education seriously, with a variety of public and private schools offering quality education for its youth. The Desert Hot Springs Unified School District oversees the public schools in the area, ensuring students receive a well-rounded education. The city is also home to a few private schools that cater to various educational needs.

For higher education, nearby institutions like College of the Desert and California State University, San Bernardino, provide ample opportunities for residents to pursue higher studies.

Health System

Access to healthcare is crucial for any community, and Desert Hot Springs has made significant strides in this area. The Desert Regional Medical Center, located in nearby Palm Springs, is a state-of-the-art facility offering a wide range of medical services. In addition to this, Desert Hot Springs has several medical clinics and healthcare providers catering to the needs of its residents.

Financial System and Programs

The city’s financial system is built on a foundation of sustainable growth and development. Desert Hot Springs has attracted businesses from various sectors, creating a diverse job market. This diversification has contributed to the city’s economic stability, providing residents with opportunities for stable employment.

The city also offers various financial programs aimed at supporting local businesses and individuals. These programs include grants, low-interest loans, and incentives to encourage economic growth and community development.

Housing Market

Desert Hot Springs has seen significant growth in its housing market in recent years. The city offers a variety of housing options, from affordable apartments to luxury estates. The cost of living is relatively lower than nearby urban centers, making it an attractive destination for those looking to own a home.

One of the city’s most enticing features is its real estate potential. Many residents have invested in real estate, either as homeowners or through rental properties, given the area’s popularity among tourists and seasonal visitors.

Activities for Senior Citizens

Desert Hot Springs is an ideal place for retirees and senior citizens. The city offers a range of activities and amenities designed to enhance the quality of life for its older residents. There are numerous senior centers and clubs that organize social events, exercise classes, and educational programs.

The city’s natural hot springs are particularly beneficial for seniors, providing a soothing and therapeutic escape from the stresses of everyday life. Additionally, the low crime rate and friendly community make Desert Hot Springs a safe and welcoming place for seniors to call home.

Activities for Youth

Desert Hot Springs is equally dedicated to providing opportunities for its younger population. The city’s parks and recreational facilities are equipped with amenities for children and teenagers. Sports leagues, arts and crafts programs, and educational workshops are just a few of the options available to the youth.

Moreover, the proximity to the Coachella Valley and its world-renowned music festivals provides a unique cultural experience for the city’s young residents.

Parks and Recreation

The city’s commitment to recreation and outdoor activities is evident in its well-maintained parks and open spaces. Desert Hot Springs boasts an extensive trail system for hiking and biking, allowing residents to explore the natural beauty of the desert. The local parks offer playgrounds, sports fields, and picnic areas, making them perfect for family outings.

The nearby Joshua Tree National Park is a haven for nature enthusiasts, offering stunning desert landscapes, rock formations, and opportunities for camping and stargazing.


In conclusion, Desert Hot Springs, California, is more than just a city in the desert; it’s a thriving community that offers a high quality of life for its residents. With a strong education system, accessible healthcare, diverse housing options, and a range of financial programs, the city provides the essential building blocks for a prosperous life.

Furthermore, the city’s dedication to the well-being of its residents is evident in its activities for people of all ages, from senior citizens to youth. The stunning natural surroundings, including the famous hot springs and proximity to Joshua Tree National Park, create a unique environment that promotes physical and mental well-being.

Desert Hot Springs is a city that combines the beauty of the desert with the conveniences of urban life, making it a great place to live for individuals and families alike. Whether you’re seeking relaxation, cultural experiences, outdoor adventures, or a supportive community, Desert Hot Springs has it all. It’s no wonder that more and more people are choosing to make this desert oasis their home.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790