Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Del Mar



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Del Mar Shouldn't be Hard

See how simple it is to get a mortgage in Del Mar

Follow our step-by-step guide to learn how to buy a home in Del Mar
Learn how refinancing in Del Mar can help you save money in the long run

Del Mar Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Del Mar, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Del Mar

Nestled along the picturesque coastline of Southern California, Del Mar is a quintessential beach town that offers an idyllic lifestyle, excellent education and health systems, a robust financial environment, and a thriving real estate market. With its abundance of activities for residents of all ages, Del Mar stands as a prime example of a great city to live in. In this article, we will explore various aspects of life in Del Mar, showcasing what makes it an attractive destination for individuals and families alike.

Lifestyle in Del Mar:

Del Mar exudes a laid-back coastal lifestyle that residents cherish. The town boasts beautiful beaches, year-round mild weather, and a strong sense of community. Residents often find themselves enjoying leisurely strolls along the sandy shores, taking part in water sports, and relishing the vibrant sunsets that are characteristic of the area. The town’s charming village area features boutique shops, gourmet restaurants, and a local farmers’ market, all of which contribute to the relaxed and enjoyable lifestyle that Del Mar has to offer.

Education System:

For families with children, Del Mar provides access to top-notch educational institutions. The Del Mar Union School District oversees elementary education, offering a range of excellent public schools. The San Dieguito Union High School District is responsible for secondary education and includes high-performing schools that prepare students for college and beyond. Additionally, the nearby presence of private and charter schools offers educational options to cater to various needs and preferences.

Health System:

Del Mar is fortunate to be part of the greater San Diego metropolitan area, which is home to world-class healthcare facilities. Residents have access to some of the finest hospitals and medical centers, ensuring comprehensive healthcare services. Whether it’s routine check-ups or specialized treatments, the healthcare system in the region is renowned for its excellence.

Financial System and Programs:

The financial landscape in Del Mar is marked by stability and opportunity. The town has a diverse business community, which ranges from small local enterprises to larger corporations. The financial sector in Del Mar thrives, with numerous banks, credit unions, and financial advisors serving the community.

Moreover, Del Mar offers a variety of financial programs and resources to support its residents. These programs cover financial literacy, investment opportunities, and small business development, ensuring that individuals and entrepreneurs can access the resources they need to succeed.

Housing Market:

Del Mar’s housing market is a testament to its desirability as a place to live. The town offers a mix of housing options, including single-family homes, condominiums, and apartments, catering to a wide range of budgets and preferences. While the coastal properties command a premium, there are also affordable housing options available, ensuring that Del Mar remains inclusive.

The real estate market in Del Mar has shown resilience, with property values steadily appreciating over the years. This makes it a wise investment for those looking to purchase a home in a thriving community.

Activities for Senior Citizens:

Del Mar is a welcoming community for senior citizens, offering a multitude of activities and resources to enhance their quality of life. The Del Mar Community Center provides a hub for seniors to engage in fitness classes, arts and crafts, and social gatherings. The town also hosts regular events and workshops tailored to seniors’ interests and needs.

Additionally, the beautiful parks and scenic spots offer serene settings for seniors to enjoy outdoor activities, such as picnics, bird-watching, and leisurely walks along the coastline.

Activities for Youth:

Del Mar’s commitment to its youth is evident in its diverse range of activities and programs. The town offers numerous youth sports leagues, arts and cultural programs, and educational initiatives. Del Mar’s beautiful beaches and parks also serve as fantastic venues for outdoor activities, such as surfing, hiking, and picnicking, ensuring that young residents have a wealth of options for staying active and engaged.

Parks and Recreation:

Del Mar is home to an array of parks and recreational facilities, providing ample opportunities for residents of all ages to enjoy the outdoors. The Powerhouse Park and Beach Park are popular destinations for picnics, barbecues, and family gatherings. The expansive Torrey Pines State Natural Reserve offers hiking trails with breathtaking views of the coastline and unique flora and fauna.

The Del Mar Fairgrounds host various events throughout the year, including the renowned San Diego County Fair and horse racing. Whether you’re into sports, nature, or cultural experiences, Del Mar’s parks and recreational activities have something for everyone.


Del Mar, California, is more than just a coastal paradise; it’s a thriving community that offers an exceptional quality of life. With its beautiful beaches, excellent education and healthcare systems, a robust financial environment, and diverse housing options, Del Mar caters to the needs and aspirations of its residents.

The town’s commitment to providing activities for seniors and youth ensures that it remains a multi-generational haven. And with its picturesque parks, recreational opportunities, and vibrant local culture, Del Mar truly has it all.

In Del Mar, the serene coastal lifestyle seamlessly coexists with a dynamic community, making it a great city to live in. Whether you’re drawn to its natural beauty, educational opportunities, or the sense of belonging, Del Mar has something to offer everyone. It’s a place where residents can not only live but thrive, making it a cherished gem along the Southern California coastline.