Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Dana Point



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in Dana Point Shouldn't be Hard

See how simple it is to get a mortgage in Dana Point

Follow our step-by-step guide to learn how to buy a home in Dana Point
Learn how refinancing in Dana Point can help you save money in the long run

Dana Point Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Dana Point, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Dana Point

Nestled along the picturesque coastline of Southern California, Dana Point offers a lifestyle that is the envy of many. With its stunning natural beauty, excellent education system, top-notch healthcare facilities, robust financial infrastructure, and a wide array of recreational activities for all age groups, Dana Point is not just a city; it’s a way of life. In this article, we’ll delve into what makes Dana Point a great city to live in, covering key aspects like lifestyle, education, healthcare, financial systems, housing market, and recreational opportunities for both seniors and youth.

Lifestyle in Dana Point:

Dana Point is a coastal paradise, known for its relaxed and laid-back lifestyle. With a Mediterranean-like climate, the city offers residents nearly 300 days of sunshine a year. This makes it perfect for outdoor enthusiasts and beach lovers who can indulge in activities like surfing, sailing, and hiking year-round. The city’s clean, sandy beaches, including the world-famous Doheny State Beach, offer a perfect setting for relaxation and family outings.

The community in Dana Point is close-knit and friendly, fostering a sense of belonging among its residents. Its vibrant arts and culture scene, including galleries and music festivals, ensures there’s always something exciting happening in town.

Education System:

Dana Point’s education system is renowned for its excellence. The city is served by the Capistrano Unified School District, which boasts top-rated public schools. From kindergarten to high school, students receive a quality education that prepares them for future success. Additionally, there are several private and charter schools, offering diverse educational options to cater to individual needs and preferences.

Higher education is also within reach, with colleges and universities in nearby cities. This accessibility to educational institutions ensures that Dana Point’s residents have ample opportunities for personal and professional growth.

Health System:

Healthcare in Dana Point is top-notch, with several medical facilities and hospitals in the vicinity. The city boasts a range of healthcare providers, from general practitioners to specialized medical centers. Residents can access quality healthcare services without having to travel far, ensuring their well-being and peace of mind.

Financial System and Programs:

Dana Point’s financial system is robust, providing residents with a stable economic environment. The city’s proximity to major employment centers like Irvine and San Diego makes it a desirable place to live for those seeking career opportunities. The strong local economy is complemented by financial programs and initiatives designed to support residents. These programs include financial literacy workshops, small business development resources, and initiatives to promote affordable housing.

Housing Market:

The housing market in Dana Point is diverse, offering a range of options to suit various budgets and lifestyles. From cozy beachfront condos to spacious family homes, Dana Point has it all. While property prices can be on the higher side, the investment is often considered worthwhile due to the city’s unparalleled quality of life and potential for property appreciation.

Moreover, Dana Point has a strong commitment to affordable housing initiatives, making homeownership accessible to a wider range of residents. This inclusivity ensures that the city remains diverse and welcoming to people from all walks of life.

Activities for Senior Citizens:

Dana Point caters to its senior citizens with a plethora of activities and services. The city’s senior center offers programs ranging from fitness classes to arts and crafts, providing opportunities for socializing and staying active. The beautiful parks and scenic overlooks are perfect for leisurely walks, and the city organizes events like senior luncheons and outings to keep seniors engaged and connected.

Activities for Youth:

Dana Point is a fantastic place for young residents to grow and thrive. Beyond its excellent schools, the city offers a wide range of youth-focused activities. The Dana Point Youth and Group Sports Programs provide opportunities for children to participate in sports leagues and other recreational activities. The city’s parks and open spaces are great for playdates and family picnics, ensuring that children have a vibrant and enjoyable upbringing.

Parks and Recreation:

Dana Point boasts an impressive array of parks and recreational facilities. Dana Point Harbor, with its marinas and waterfront dining, is a hub of activity. The city’s parks offer hiking trails, picnic spots, and beautiful vistas. Strands Beach and Salt Creek Beach are popular for surfing and sunbathing. For nature lovers, the Dana Point Headlands Conservation Area provides stunning coastal views and wildlife encounters. The city also hosts numerous events and festivals throughout the year, celebrating its unique culture and natural beauty.

Conclusion: Why Dana Point is a Great City to Live In

In conclusion, Dana Point, California, offers a way of life that is nothing short of extraordinary. Its stunning coastal beauty, excellent education system, top-notch healthcare facilities, robust financial infrastructure, and diverse housing options make it an ideal place to call home. The city’s commitment to its residents, from seniors to youth, is evident through its extensive recreational programs and services.

Whether you’re seeking the perfect spot to retire, raise a family, or simply enjoy the coastal lifestyle, Dana Point has it all. It’s a place where you can savor the simple pleasures of life while also having access to the amenities and opportunities of a thriving community. Dana Point truly embodies the California dream, making it a great city to live in for people of all ages.