Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Costa Mesa



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Costa Mesa Shouldn't be Hard

See how simple it is to get a mortgage in Costa Mesa

Follow our step-by-step guide to learn how to buy a home in Costa Mesa
Learn how refinancing in Costa Mesa can help you save money in the long run

Costa Mesa Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Costa Mesa, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Costa Mesa

Nestled in the heart of Orange County, California, Costa Mesa is a vibrant and dynamic city that captivates residents and visitors alike with its diverse lifestyle, robust education and health systems, thriving financial programs, and a real estate market that caters to a variety of needs. From its flourishing parks and recreational spaces to the wide range of activities available for residents of all ages, Costa Mesa stands as a prime example of a city that offers a high quality of life. In this article, we will delve into the various facets that make Costa Mesa a remarkable place to live, work, and play.


Costa Mesa boasts a unique lifestyle that blends the relaxed Southern California vibe with urban sophistication. Its proximity to the Pacific Ocean offers residents the chance to indulge in beachside leisure, water sports, and stunning sunsets. The city’s diverse population contributes to a rich cultural tapestry, resulting in a myriad of culinary delights, cultural festivals, and artistic experiences. The vibrant nightlife, coupled with family-friendly activities, ensures that there’s something for everyone in this dynamic city.

Education System

The city places a strong emphasis on education, with a well-established network of public and private schools. Costa Mesa is home to award-winning educational institutions that prioritize academic excellence and holistic development. From early childhood education to high school and beyond, students benefit from dedicated educators, modern facilities, and a comprehensive curriculum that prepares them for success.

Health System

Costa Mesa boasts a robust healthcare infrastructure, with world-class medical facilities and a range of healthcare providers. The city’s commitment to health and wellness is evident through its access to cutting-edge medical treatments, wellness programs, and a focus on preventative care. Residents can rest assured that their healthcare needs are well taken care of within the city’s boundaries.

Financial System and Programs

The city’s financial system is characterized by stability and growth. Costa Mesa’s strategic location near major economic hubs has contributed to a thriving business environment. The local government supports economic development through various initiatives, fostering entrepreneurship and job creation. Additionally, the city offers a range of financial programs aimed at supporting businesses, including grants, loans, and incentives that drive innovation and contribute to the local economy’s prosperity.

Housing Market

The housing market in Costa Mesa is as diverse as its population. From modern apartments to charming suburban homes, the city caters to a wide range of preferences and budgets. The real estate market is marked by stability, making it an attractive destination for both homeowners and real estate investors. The city’s commitment to urban planning and development ensures that housing options are well-integrated into the overall landscape, promoting a sense of community and cohesion.

Activities for Senior Citizens

Costa Mesa values its senior citizens and offers a host of activities and programs tailored to their needs. Senior centers provide social gatherings, fitness classes, educational seminars, and recreational opportunities, fostering a sense of camaraderie and well-being among older residents. The city’s dedication to creating an age-friendly environment ensures that seniors can enjoy their golden years to the fullest.

Activities for Youth

The city recognizes the importance of engaging its younger residents and offers a wide array of activities to cater to their interests. Youth centers, sports leagues, art programs, and community service opportunities empower young people to develop essential life skills, forge meaningful connections, and explore their passions in a safe and supportive environment.

Parks and Recreation

Costa Mesa’s commitment to green spaces is evident through its meticulously maintained parks and recreational areas. Residents and visitors can bask in the outdoors, enjoying activities such as jogging, picnicking, sports, and nature walks. The city’s dedication to preserving its natural beauty enhances the overall quality of life and provides a welcome respite from the urban hustle.


In conclusion, Costa Mesa, California, is a city that seamlessly blends the allure of Southern California living with a commitment to education, health, and community well-being. Its diverse lifestyle, coupled with a robust education system, comprehensive healthcare infrastructure, and progressive financial programs, create an environment where residents can truly thrive. The housing market caters to various needs, while activities for senior citizens and youth alike foster inclusivity and engagement. With its abundant parks, recreational spaces, and a rich cultural scene, Costa Mesa stands as a shining example of a city that prioritizes its residents’ holistic well-being. As you explore the dynamic streets of Costa Mesa, it becomes evident that this city is not just a place to reside, but a place to truly call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790