Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Concord Shouldn't be Hard

See how simple it is to get a mortgage in Concord

Follow our step-by-step guide to learn how to buy a home in Concord
Learn how refinancing in Concord can help you save money in the long run

Concord Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Concord, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Concord

Nestled in the heart of Contra Costa County, Concord, California, stands as a testament to the harmonious fusion of natural beauty, thriving education and health systems, robust financial programs, and a vibrant community life. With its idyllic landscapes, exemplary educational institutions, accessible healthcare, and a myriad of recreational opportunities for all age groups, Concord has become a haven for families, professionals, and retirees alike. In this article, we delve into the multifaceted facets that make Concord an exceptional city to call home.


The lifestyle in Concord is a harmonious blend of urban convenience and suburban tranquility. Residents relish the advantages of being within close proximity to major metropolitan areas like San Francisco, while enjoying the serenity of a well-planned suburban community. The city boasts a diverse culinary scene, from local eateries to international cuisines, satisfying every palate. Concord’s cultural diversity is celebrated through various festivals, art exhibitions, and community events, fostering a sense of unity and togetherness among its residents.

Education System:

Concord’s commitment to education is evident through its exceptional school system. The city is home to top-rated public and private schools that offer a comprehensive and rigorous curriculum. Students benefit from dedicated teachers, modern facilities, and a wide range of extracurricular activities, preparing them for success in higher education and beyond. Concord’s emphasis on lifelong learning is also reflected in its adult education programs and vocational training opportunities.

Health System:

Maintaining good health is a priority for Concord’s residents, and the city delivers with its accessible and high-quality healthcare facilities. Leading hospitals, medical centers, and clinics provide comprehensive medical services, ensuring that residents have easy access to top-notch healthcare professionals and advanced treatments.

Financial System and Programs:

Concord’s financial stability is bolstered by a well-structured economic framework. The city’s thriving business environment creates a plethora of job opportunities across various sectors, contributing to a strong local economy. Additionally, Concord offers innovative financial programs aimed at fostering entrepreneurship and supporting small businesses. These programs include grants, low-interest loans, and resources for business development, driving economic growth and prosperity.

Housing Market:

The housing market in Concord presents a diverse range of options to suit different preferences and lifestyles. From charming suburban homes to modern condominiums, the city caters to both renters and homeowners. The housing market is characterized by its stability and reasonable pricing, making it an attractive destination for those seeking to establish their roots in a welcoming community.

Activities for Senior Citizens:

Concord is dedicated to enriching the lives of its senior citizens by providing a host of activities tailored to their interests. Senior centers offer social gatherings, fitness classes, arts and crafts, and educational workshops, fostering a sense of belonging and camaraderie among older residents. The city’s commitment to senior well-being is also evident in its healthcare facilities, ensuring that elderly individuals receive the care and support they deserve.

Activities for Youth:

Concord’s youth are at the heart of its future, and the city invests in their growth and development through a variety of activities. Sports leagues, music and arts programs, and community service opportunities keep young residents engaged and inspired. Youth centers provide a safe and nurturing environment for adolescents to learn, socialize, and develop essential life skills.

Parks and Recreation:

Nature enthusiasts and outdoor lovers find solace in Concord’s extensive network of parks and recreational areas. The city’s commitment to green spaces is evident through its well-maintained parks, hiking trails, and sports facilities. Families can enjoy picnics, playgrounds, and outdoor sports, fostering a sense of community while promoting a healthy lifestyle.


In conclusion, Concord, California, stands as a shining example of a city that seamlessly combines a high quality of life, exceptional educational and healthcare systems, a robust economy, and a strong sense of community. Its commitment to providing a range of activities for people of all ages, from seniors to youth, underscores its dedication to inclusivity and well-being. Concord’s picturesque landscapes, coupled with its vibrant cultural scene, create a truly exceptional living experience. Whether you’re raising a family, pursuing a career, or looking to retire in a serene yet dynamic environment, Concord offers the perfect blend of modernity and community values. With its alluring charm and comprehensive offerings, Concord undoubtedly shines as a great city to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790