Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Commerce Shouldn't be Hard

See how simple it is to get a mortgage in Commerce

Follow our step-by-step guide to learn how to buy a home in Commerce
Learn how refinancing in Commerce can help you save money in the long run

Commerce Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Commerce, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Commerce

Nestled within the sprawling urban expanse of Los Angeles County, Commerce, California, stands as a testament to the harmony between urban living and community values. With its diverse population and a wealth of opportunities, this city has evolved into a multifaceted gem, offering its residents a rich tapestry of lifestyle, education, health, and recreation.

Lifestyle and Community

Commerce boasts a lifestyle that resonates with both the fast-paced ambitions of city life and the tight-knit bonds of a close community. The city’s cultural diversity is a driving force behind its vibrant lifestyle. An eclectic blend of cultural festivals, events, and cuisines adds a dash of excitement to everyday life. The sense of community is palpable, as neighbors often come together for local events, charity drives, and support networks.

Education System

Education is the cornerstone of any thriving community, and Commerce takes this seriously. The city is home to a dynamic educational system, offering quality options from kindergarten to higher education. Local schools prioritize holistic learning, blending academic excellence with extracurricular activities to nurture well-rounded individuals. This commitment to education not only enriches the lives of the youth but also prepares them for future success.

Health System

A robust health system is paramount for a high quality of life, and Commerce excels in this regard. Accessible healthcare services are readily available, ensuring that residents have the support they need to maintain their well-being. The presence of modern medical facilities and dedicated healthcare professionals underscores the city’s commitment to its residents’ health and happiness.

Financial System and Programs

Commerce’s financial landscape is a testament to its forward-thinking approach. The city understands the importance of financial stability for individuals and families alike. Various financial programs are in place to offer support, from homeownership assistance to entrepreneurial initiatives. These programs empower residents to achieve their financial goals and contribute to the city’s economic vitality.

Housing Market

Navigating the housing market can be a daunting task in many urban areas, but Commerce provides a range of housing options to cater to different preferences and needs. From modern apartments to spacious family homes, the housing market accommodates various lifestyles. The city’s commitment to affordable housing initiatives ensures that residents from diverse economic backgrounds can find a place to call home.

Activities for Senior Citizens

Commerce values its senior citizens and recognizes their role in shaping the community. A plethora of activities and services are designed to cater to the needs and interests of the older population. From social clubs to fitness programs, senior citizens can engage in activities that promote physical, mental, and emotional well-being while fostering connections with peers.

Activities for Youth

The city acknowledges that its young residents are the future, and as such, it offers a range of activities to keep them engaged and motivated. Youth centers, sports leagues, arts programs, and educational workshops provide avenues for skill development and personal growth. These activities not only help in nurturing talent but also in fostering a sense of responsibility and community involvement among the younger generation.

Parks and Recreation

Amid the urban bustle, Commerce maintains its commitment to green spaces and recreational facilities. Parks pepper the city, offering residents a place to unwind, exercise, and connect with nature. Well-maintained trails, sports fields, and playgrounds cater to various interests and age groups, promoting an active and healthy lifestyle.

Conclusion: A City of Opportunity and Community

In conclusion, Commerce, California, stands as a microcosm of urban living done right. Its commitment to fostering a diverse, inclusive, and thriving community is evident in every aspect of its existence. From providing excellent education and healthcare systems to offering financial support and housing initiatives, the city truly prioritizes its residents’ well-being.

The unique blend of city conveniences and community values creates an environment where everyone can thrive. Seniors find companionship and activities to keep them engaged, while youth have access to programs that shape them into responsible citizens. The cultural diversity enriches everyday life, as residents come together to celebrate their differences and shared experiences.

Commerce’s commitment to parks, recreation, and accessible healthcare ensures that every member of the community has the opportunity to lead a healthy and fulfilling life. The city’s dynamic educational system prepares the youth for a bright future, while its financial programs open doors for prosperity and growth.

In essence, Commerce, California, isn’t just a city; it’s a vibrant tapestry of life, woven together by the threads of opportunity and community. Its allure lies in its ability to offer a balanced lifestyle that bridges the gap between bustling urban living and the warmth of close-knit neighborhoods. For those seeking a city that values its residents and strives to provide a holistic living experience, Commerce shines as a beacon of possibility and promise.