Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Citrus Heights



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Citrus Heights Shouldn't be Hard

See how simple it is to get a mortgage in Citrus Heights

Follow our step-by-step guide to learn how to buy a home in Citrus Heights
Learn how refinancing in Inglewood can help you save money in the long run

Citrus Heights Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Citrus Heights, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Citrus Heights

Nestled in the heart of Sacramento County, Citrus Heights, California, is a city that offers a diverse and enriching lifestyle to its residents. From its excellent education and health systems to a thriving financial market and a variety of recreational activities for all ages, Citrus Heights stands as a testament to the charm and appeal of suburban living.

Lifestyle and Community

Citrus Heights prides itself on fostering a close-knit and welcoming community. With a population that reflects a rich cultural tapestry, residents here enjoy a harmonious blend of traditions and customs. The city’s commitment to inclusivity is evident in its many community events, which celebrate diversity and unity.

Education System

One of the cornerstones of Citrus Heights’ appeal is its robust education system. The city is home to a range of highly regarded public and private schools, ensuring that every child has access to quality education. The schools emphasize both academic excellence and character development, preparing students for successful futures.

Health System

Citrus Heights takes the health and well-being of its residents seriously. The city boasts state-of-the-art medical facilities, including hospitals, clinics, and wellness centers, ensuring that top-notch healthcare services are always within reach. The emphasis on preventive care and a healthy lifestyle contributes to the overall well-being of the community.

Financial System and Programs

The city’s financial system is characterized by stability and growth. With a strong local economy and a business-friendly environment, Citrus Heights offers ample job opportunities and financial security to its residents. Additionally, the city government runs various financial programs aimed at assisting entrepreneurs and small businesses, fostering innovation and growth.

Financial Programs

Citrus Heights understands the importance of supporting local businesses. The city runs programs that provide grants, low-interest loans, and mentorship to budding entrepreneurs, helping them turn their dreams into successful ventures. These initiatives not only stimulate the local economy but also create a sense of entrepreneurship and innovation among the residents.

Housing Market

The housing market in Citrus Heights is diverse and accommodating, catering to a wide range of preferences and budgets. From cozy suburban homes to modern apartments, the city offers various housing options for individuals and families alike. This variety ensures that residents can find their ideal living space within the community.

Activities for Senior Citizens

Citrus Heights is committed to providing a fulfilling and engaging life for its senior citizens. The city organizes a plethora of activities tailored to the needs and interests of older adults. These include social clubs, fitness classes, hobby groups, and educational workshops, fostering a strong sense of community among seniors.

Activities for Youth

The city understands the importance of nurturing its youth. Citrus Heights offers a comprehensive range of youth programs, including sports leagues, arts and crafts workshops, and educational camps. These activities not only keep young minds engaged but also provide valuable life skills and promote a healthy, active lifestyle.

Parks and Recreation

For those who appreciate the great outdoors, Citrus Heights boasts an array of well-maintained parks and recreational facilities. Residents can enjoy leisurely strolls, picnics, sports, and outdoor events in these green spaces. The city’s commitment to preserving nature ensures that families have access to beautiful landscapes where they can relax and unwind.


In conclusion, Citrus Heights, California, is more than just a city; it’s a thriving community that offers a high quality of life for its residents. With its exceptional education and health systems, flourishing financial market and programs, diverse housing options, and an abundance of activities for all ages, Citrus Heights stands out as a model suburban haven. The city’s dedication to fostering inclusivity, supporting local businesses, and providing enriching recreational opportunities further enhances its appeal. Whether you’re raising a family, starting a business, or looking for a peaceful and vibrant place to retire, Citrus Heights has something unique to offer. Its warm and welcoming atmosphere, coupled with its commitment to growth and well-being, cements its status as a truly great city.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790