Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Chico Shouldn't be Hard

See how simple it is to get a mortgage in Chico

Follow our step-by-step guide to learn how to buy a home in Chico
Learn how refinancing in Chico can help you save money in the long run

Chico Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Chico, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Chico

Nestled in the picturesque landscapes of northern California, Chico stands as a testament to the harmonious blend of natural beauty, a strong educational foundation, a robust healthcare system, a thriving financial environment, and an array of recreational opportunities for all age groups. This article delves into the multifaceted dimensions of Chico, exploring its lifestyle, education, health and financial systems, housing market, senior and youth activities, as well as its abundant parks and recreational spaces. By shedding light on these aspects, we aim to understand why Chico stands out as a remarkable city for residents of all generations.


Chico’s lifestyle is defined by its laid-back yet dynamic ambiance. The city’s manageable size fosters a sense of community, making it easy for newcomers to integrate seamlessly. The local emphasis on sustainability and environmental consciousness reflects in the widespread use of bicycles, farmer’s markets, and a thriving arts and culture scene. Residents find a perfect balance between work and leisure, as the city offers an array of entertainment options, from live music venues and theaters to art galleries and craft breweries.

Education System

Chico’s education system is a cornerstone of its success. The Chico Unified School District is committed to providing quality education, and it is home to several award-winning schools. The presence of California State University, Chico, adds to the city’s intellectual vibrancy. The university’s diverse academic programs and dedicated faculty attract students from all over, contributing to the city’s overall educational enrichment.

Health System

Chico boasts a comprehensive and advanced healthcare system. With Enloe Medical Center as its centerpiece, the city ensures that residents have access to top-tier medical services. The medical center’s state-of-the-art facilities, coupled with skilled healthcare professionals, provide a sense of security to residents, knowing that their health needs are well taken care of.

Financial System and Programs

Chico’s financial system is anchored in a diverse economy that includes agriculture, technology, education, and healthcare sectors. The city is home to both large corporations and small businesses, fostering a robust job market. Additionally, Chico offers various financial programs, including entrepreneurship initiatives and support for small business growth. The city’s economic resilience is evident through its ability to adapt to changing market trends while maintaining a favorable business environment.

Housing Market

The housing market in Chico reflects the city’s desirability. Its diverse neighborhoods cater to a range of preferences, from historic districts with charming architecture to modern developments with state-of-the-art amenities. While the demand for housing has increased, the city has taken measures to ensure affordable housing options are available, thereby promoting inclusivity and diversity within the community.

Activities for Senior Citizens

Chico recognizes the value of its senior citizens and offers a plethora of activities to enrich their lives. The Lakeside Pavilion provides a hub for social gatherings, fitness classes, and cultural events tailored to seniors. The city’s commitment to creating a senior-friendly environment is further evidenced by its accessible infrastructure and senior care services.

Activities for Youth

Chico’s youth are nurtured through a variety of programs and activities. The Chico Boys and Girls Club, along with numerous sports leagues and arts organizations, offer opportunities for skill development, teamwork, and self-expression. The city’s commitment to youth engagement ensures that the younger generation can grow and thrive in a supportive community.

Parks and Recreation

Chico’s natural beauty is complemented by an extensive network of parks and recreational spaces. Bidwell Park, one of the largest municipal parks in the country, is a sprawling oasis offering hiking, biking, picnicking, and swimming opportunities. Whether it’s exploring the lush landscapes or participating in organized sports leagues, Chico’s parks foster a sense of well-being and community connection.

Conclusion: A Great City to Call Home

In conclusion, Chico, California, stands as a model city that seamlessly weaves together a vibrant lifestyle, a strong educational foundation, a robust healthcare system, a thriving economy, and a plethora of recreational opportunities. Its inclusive approach to catering to all age groups ensures that both seniors and youth are well-supported and engaged. With its charming neighborhoods, commitment to sustainability, and a deep appreciation for nature, Chico offers a high quality of life that is both enriching and fulfilling. As residents and visitors alike bask in the city’s unique tapestry of experiences, it is evident that Chico is not just a place to live, but a remarkable community to call home.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790