Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Cathedral City



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Cathedral City Shouldn't be Hard

See how simple it is to get a mortgage in Cathedral City

Follow our step-by-step guide to learn how to buy a home in Cathedral City
Learn how refinancing in Cathedral City can help you save money in the long run

Cathedral City Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Cathedral City, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Cathedral City

Nestled in the heart of the Coachella Valley, Cathedral City, California, is a thriving desert community that offers residents a unique blend of lifestyle, education, healthcare, and recreational opportunities. With its sunny climate, diverse population, and a range of amenities, Cathedral City is an attractive destination for individuals and families alike. In this article, we’ll explore what makes this city such a wonderful place to call home.


Cathedral City embodies the relaxed, sun-soaked California lifestyle that so many dream of. With over 300 days of sunshine per year, it’s no surprise that outdoor activities reign supreme. Residents here enjoy hiking in the nearby San Jacinto Mountains, cycling through scenic neighborhoods, or simply lounging by one of the many pools that dot the landscape. The city’s diverse population ensures a rich tapestry of cultural experiences and dining options, making it an attractive destination for food enthusiasts.

Education System:

Cathedral City is part of the Palm Springs Unified School District, which is committed to providing a quality education to its students. Several public and private schools serve the city, offering a range of educational opportunities for children of all ages. The district is known for its dedicated teachers and staff, who work tirelessly to prepare students for success in the modern world.

Health System:

Access to quality healthcare is essential, and Cathedral City doesn’t disappoint in this regard. The city is home to numerous medical facilities and clinics, including the Desert Regional Medical Center, which provides a wide range of medical services. Additionally, the nearby Eisenhower Health Hospital in neighboring Rancho Mirage ensures that residents have access to top-notch healthcare facilities.

Financial System:

Cathedral City’s financial system is stable and supportive of both businesses and residents. The city’s pro-business policies have attracted a range of companies, contributing to a growing local economy. A strong job market, coupled with relatively low living costs compared to many other parts of California, makes it an appealing place to live.

Financial Programs:

Cathedral City offers a variety of financial programs to assist residents and businesses. These programs include incentives for renewable energy installations, grants for small businesses, and housing assistance programs. The city’s commitment to sustainable growth is evident in its support for green initiatives, which not only benefit the environment but also provide financial incentives to residents.

Housing Market:

Cathedral City’s housing market is diverse, with options to suit various budgets and preferences. Whether you’re looking for a cozy apartment, a spacious single-family home, or a luxurious desert retreat, you’ll find it here. The city’s real estate market has experienced steady growth, making it an attractive destination for investors. Additionally, the community’s affordability compared to some of its neighboring cities makes it an ideal place for first-time homebuyers.

Activities for Senior Citizens:

Cathedral City is dedicated to providing a fulfilling retirement experience for its senior citizens. The city boasts several senior centers that offer a wide range of activities, from fitness classes to art workshops. Additionally, its central location within the Coachella Valley means that residents have easy access to a wealth of cultural events, music festivals, and golf courses. The serene desert landscape and numerous parks also provide a peaceful environment for retirees to enjoy their golden years.

Activities for Youth:

The city places a strong emphasis on providing opportunities for its younger residents. Numerous parks, playgrounds, and recreational facilities are available for children and teenagers to enjoy. Additionally, the city hosts a variety of youth programs, from sports leagues to art classes, ensuring that the next generation has access to enriching and fun activities.

Parks and Recreation:

Cathedral City is a paradise for outdoor enthusiasts. The city is home to a plethora of parks, each offering its unique charm. For example, Panorama Park features a lake and playgrounds, making it perfect for family picnics. Big League Dreams Sports Park hosts various sports leagues and tournaments, providing a hub for athletic activities. The Cove Oasis Trail is a scenic walking path that winds through a beautiful desert landscape. These recreational spaces provide ample opportunities for residents to stay active and connect with nature.


In conclusion, Cathedral City, California, stands as a beacon in the Coachella Valley, offering a diverse and vibrant lifestyle. With a robust education system, excellent healthcare facilities, a stable financial system, and numerous financial programs, it provides a solid foundation for residents to thrive. The housing market is attractive, with options for every budget, and the city caters to both senior citizens and youth through a variety of activities and programs.

The abundance of parks and recreational opportunities underscores the city’s commitment to promoting a healthy, active lifestyle. Whether you’re a retiree looking for a peaceful desert oasis, a family seeking a welcoming community, or a young professional searching for career opportunities, Cathedral City has something to offer everyone.

So, why is Cathedral City a great city to live in? It’s a city where you can bask in the California sun, enjoy a rich cultural tapestry, receive quality education and healthcare, find financial stability and support, and revel in a wealth of recreational opportunities. Cathedral City, California, truly is a gem in the desert oasis.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790