Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Big Bear Lake



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Big Bear Lake Shouldn't be Hard

See how simple it is to get a mortgage in Big Bear Lake

Follow our step-by-step guide to learn how to buy a home in Big Bear Lake
Learn how refinancing in Big Bear Lake can help you save money in the long run

Big Bear Lake Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Big Bear Lake, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Big Bear Lake

Nestled among the picturesque San Bernardino Mountains, Big Bear Lake, California, is a serene oasis that offers more than just breathtaking natural beauty. This charming city is not only an ideal place for outdoor enthusiasts but also boasts a thriving community with an excellent education system, accessible healthcare, a robust financial landscape, and a range of programs for all ages. In this article, we’ll delve into the various facets that make Big Bear Lake an exceptional city to call home.

Lifestyle in Big Bear Lake, California

Big Bear Lake offers a lifestyle that many can only dream of. With its cool alpine climate, residents enjoy all four seasons, including warm summers and snowy winters. The pace of life is relaxed, fostering a sense of community and neighborly connection that’s hard to find in larger cities. The town’s commitment to preserving its natural surroundings ensures clean air, making it an excellent choice for those seeking an active, outdoor-oriented lifestyle.

Education System

When it comes to education, Big Bear Lake is home to a range of quality options. The Bear Valley Unified School District serves the area and has a reputation for providing a strong education foundation. Big Bear High School consistently ranks highly in the state, offering a variety of programs and extracurricular activities to nurture students’ interests and talents.

For those looking for higher education, nearby colleges and universities in the Inland Empire, such as the University of California, Riverside, and California State University, San Bernardino, are within reasonable commuting distance.

Health System

Access to healthcare is paramount, and Big Bear Lake doesn’t disappoint. The Bear Valley Community Healthcare District operates Bear Valley Community Hospital, a well-equipped facility staffed by dedicated medical professionals. This ensures that residents have access to a wide range of healthcare services, from routine check-ups to emergency care.

Financial System and Financial Programs

The financial system in Big Bear Lake is robust, with a thriving local economy driven by tourism, recreation, and small businesses. The city also promotes entrepreneurship, making it easier for aspiring business owners to set up shop.

Moreover, there are several financial programs and incentives available to residents, including first-time homebuyer assistance programs, small business grants, and low-interest loans for home improvements. These programs are designed to support the local economy and ensure financial stability for residents.

Housing Market

Big Bear Lake’s housing market is diverse, catering to various preferences and budgets. Whether you’re looking for a cozy cabin nestled in the woods, a lakefront property with breathtaking views, or a more traditional suburban home, there’s something for everyone. While the real estate market can be competitive, the range of options ensures that you’ll find a place to call home.

Activities for Senior Citizens

Big Bear Lake is an ideal place for seniors looking to enjoy their retirement years. The city offers a variety of activities and resources for older adults, including senior centers, fitness classes, and social clubs. The serene natural surroundings provide the perfect backdrop for leisurely strolls, while the close-knit community ensures that seniors feel welcome and engaged.

Activities for Youth

Youth in Big Bear Lake are spoiled for choice when it comes to recreational activities. The city offers a plethora of opportunities for children and teenagers to engage in sports, arts, and outdoor adventures. The Big Bear Valley Recreation and Park District organizes numerous programs and events throughout the year, ensuring that young residents have access to enriching experiences.

Parks and Recreation

Big Bear Lake’s natural beauty is complemented by an extensive parks and recreation system. The city boasts a wealth of parks, hiking trails, and recreational facilities. Popular outdoor activities include boating, fishing, hiking, skiing, and mountain biking. The Big Bear Alpine Zoo, a unique mountain zoo dedicated to the conservation of local wildlife, is a favorite among residents and visitors alike.

Conclusion: A Great City to Live In

In conclusion, Big Bear Lake, California, offers a lifestyle that combines natural beauty with the conveniences of modern living. The exceptional education system, accessible healthcare, and robust financial landscape provide residents with the resources they need to thrive. From housing options that cater to all preferences to a wide range of activities for people of all ages, this city truly has it all.

Whether you’re seeking the tranquility of the mountains, a strong sense of community, or an active outdoor lifestyle, Big Bear Lake delivers. This city is not just a place to reside; it’s a place to build a life full of opportunities, experiences, and cherished memories. It’s a city where serenity meets opportunity, making it a remarkable place to call home.

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790