Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Berkeley Shouldn't be Hard

See how simple it is to get a mortgage in Berkeley

Follow our step-by-step guide to learn how to buy a home in Berkeley
Learn how refinancing in Berkeley can help you save money in the long run

Berkeley Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Berkeley, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Berkeley

Nestled on the eastern shore of the San Francisco Bay, Berkeley, California, is a city that embodies diversity, progressiveness, and a unique blend of culture. Renowned for its prestigious education institutions, robust healthcare system, thriving financial programs, and a dynamic housing market, Berkeley offers an unparalleled lifestyle that caters to all generations. From its stunning parks and recreational opportunities to activities tailored for both senior citizens and youth, this city presents a tapestry of experiences that make it an exceptional place to call home.

A Lifestyle of Diversity and Inclusion:

Berkeley is often hailed as a cultural melting pot, where diversity is celebrated and inclusion is a way of life. With a population that embraces various ethnicities, backgrounds, and lifestyles, the city has fostered a sense of belonging that is reflected in its vibrant neighborhoods, local businesses, and community events.

Education System of Excellence:

At the heart of Berkeley’s identity is its prestigious education system. Home to the renowned University of California, Berkeley (UC Berkeley), the city has a rich academic tradition that has attracted scholars, researchers, and students from across the globe. The university’s influence has spilled over into the local K-12 education system, creating an environment where educational excellence is a priority.

Nurturing Health and Well-being:

Berkeley’s commitment to health and well-being is evident in its robust healthcare system. The city boasts state-of-the-art medical facilities, cutting-edge research institutions, and a focus on preventive care. Residents have access to a wide range of healthcare services, ensuring that their physical and mental well-being is a top priority.

Empowering Financial Programs:

Berkeley’s financial programs are designed to empower its residents. The city supports local entrepreneurship through grants, incubators, and business development resources. Additionally, financial literacy programs are readily available to help individuals and families make informed decisions about their financial futures.

Navigating the Housing Market:

The housing market in Berkeley is a reflection of its desirability as a place to live. The city offers a diverse range of housing options, from historic homes with architectural charm to modern, sustainable developments. While the housing market can be competitive, Berkeley has implemented initiatives to ensure affordable housing remains accessible to residents of all income levels.

Activities for Senior Citizens:

Berkeley recognizes and values its senior citizens, offering a plethora of activities and services tailored to their needs. Senior centers provide a hub for social engagement, wellness programs, and educational opportunities. The city’s dedication to creating an age-friendly environment has led to a vibrant community where seniors can thrive.

Nurturing Youth Engagement:

The city’s commitment to its youth is evident through a myriad of programs and activities designed to foster creativity, leadership, and personal growth. From after-school programs to youth sports leagues, Berkeley invests in its young residents, providing them with a supportive environment to learn, play, and develop valuable life skills.

Exploring Natural Beauty:

Berkeley’s dedication to preserving green spaces ensures that its residents have access to a plethora of parks and recreational areas. From the iconic Tilden Regional Park with its hiking trails and Lake Anza to the stunning Berkeley Marina, the city’s natural beauty is woven into its urban fabric.

Cultural and Recreational Offerings:

The city’s rich cultural scene is a testament to its diverse population. Art galleries, theaters, and music venues contribute to a vibrant cultural tapestry. Residents and visitors alike can enjoy an array of recreational activities, from farmers’ markets showcasing local produce to outdoor festivals celebrating the arts.

A Conclusion of Excellence:

In conclusion, Berkeley, California, stands as a testament to what a city can achieve through a harmonious blend of diverse lifestyles, a world-class education system, accessible healthcare, and a commitment to financial empowerment. Its housing market accommodates a variety of needs, and its senior and youth programs showcase a dedication to the well-being and growth of all generations. With its breathtaking natural beauty and thriving cultural scene, Berkeley is undeniably a great city.

Berkeley’s allure lies not only in its picturesque landscapes but also in the warmth of its community. It is a city where creativity knows no bounds, where lifelong learning is a shared aspiration, and where the pursuit of a fulfilling life is woven into its very fabric. As one delves into the city’s vibrant neighborhoods, engages with its diverse residents, and immerses themselves in its countless offerings, the allure of Berkeley becomes not only evident but irresistible. Truly, Berkeley is more than a city; it is a way of life.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790