Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Barstow Shouldn't be Hard

See how simple it is to get a mortgage in Barstow

Follow our step-by-step guide to learn how to buy a home in Barstow
Learn how refinancing in Barstow can help you save money in the long run

Barstow Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Barstow, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Barstow

Nestled amidst the vast Mojave Desert, Barstow, California, is a city that thrives in the arid expanse, offering its residents a unique blend of desert charm and modern amenities. With a rich history dating back to the 19th century, this city has evolved into a vibrant community with a diverse lifestyle, a commendable education system, a robust healthcare infrastructure, a thriving financial environment, and a plethora of recreational opportunities for people of all ages. In this article, we will delve into the various aspects that make Barstow an excellent place to call home.


Barstow’s lifestyle is deeply influenced by its desert surroundings. The city boasts a laid-back atmosphere, providing a stark contrast to the bustling metropolises of California. Here, you’ll find a close-knit community that values outdoor activities, a slower pace of life, and a strong sense of neighborly camaraderie.

The desert landscape lends itself to a variety of recreational activities, from hiking and off-roading in the nearby desert trails to stargazing at the breathtaking night sky. The city also hosts numerous cultural events and festivals, providing residents with opportunities to engage in arts, music, and community celebrations.

Education System:

For families, education is often a top priority when choosing a place to live. Barstow takes pride in its educational institutions, which are part of the Barstow Unified School District. These schools emphasize a well-rounded education, with a focus on preparing students for a competitive future.

Barstow High School, in particular, offers a wide range of extracurricular activities, including sports and clubs, ensuring that students have opportunities for personal growth beyond academics. Additionally, there are several elementary and middle schools in the area that contribute to a strong foundation for the city’s youth.

Health System:

Barstow’s healthcare system is designed to cater to the needs of its residents. The Barstow Community Hospital is a vital institution, providing a range of medical services, from emergency care to specialized treatments. The hospital is staffed by skilled medical professionals who prioritize the well-being of the community.

Moreover, the city promotes a healthy lifestyle through its numerous parks, trails, and recreational activities, contributing to the overall well-being of its residents.

Financial System and Programs:

The financial environment in Barstow is conducive to economic stability and growth. The city offers a range of business incentives to encourage entrepreneurship and investment. Small business owners can benefit from various programs aimed at fostering local economic development.

Additionally, Barstow is situated at the crossroads of major highways and railways, making it an attractive location for logistics and transportation companies. This strategic position has contributed to the city’s economic vitality.

Housing Market:

Barstow’s housing market is diverse, offering a range of options to suit different preferences and budgets. Whether you’re looking for a cozy desert bungalow or a spacious suburban home, Barstow has it all. The cost of living in Barstow is relatively lower than in major Californian cities, making it an attractive choice for those looking to own a home without breaking the bank.

Activities for Senior Citizens:

Barstow is a retiree-friendly city, offering a range of activities and services for senior citizens. The city’s senior center hosts events and programs tailored to the interests and needs of older adults. From fitness classes and hobby clubs to social gatherings, senior citizens in Barstow have plenty of opportunities to stay active and engaged in their community.

Activities for Youth:

Barstow doesn’t forget its younger population. The city has a vibrant youth community, with various recreational programs and sports leagues. These programs aim to keep the youth engaged, active, and motivated to excel in academics and extracurricular activities.

Parks and Recreation:

Barstow’s commitment to a high quality of life is evident in its well-maintained parks and recreational facilities. The Robert A. Sessions Memorial Sportspark is a hub for sports enthusiasts, offering baseball, softball, soccer, and even a skate park. The city’s parks, such as Dana Park and Desert Discovery Center Park, provide green spaces for picnics, relaxation, and community events.

For those seeking a taste of the wild desert landscape, the nearby Mojave National Preserve offers hiking, camping, and wildlife watching opportunities.


In conclusion, Barstow, California, is more than just a desert oasis; it’s a thriving community that offers a high quality of life for its residents. With a strong educational system, accessible healthcare, a diverse housing market, and a range of recreational activities for all age groups, Barstow stands as a testament to the possibilities that desert living can provide.

Its unique blend of small-town charm and modern amenities, combined with the breathtaking desert landscapes, make it an excellent place to live. Whether you’re a retiree seeking a peaceful place to enjoy your golden years, a family looking for a supportive community, or an individual looking for adventure in the desert, Barstow has something to offer everyone. It’s a city that celebrates its past while looking forward to a promising future, making it a truly great place to call home in the heart of the Mojave Desert.

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790