Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Banning Shouldn't be Hard

See how simple it is to get a mortgage in Banning

Follow our step-by-step guide to learn how to buy a home in Banning
Learn how refinancing in Banning can help you save money in the long run

Banning Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Banning, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Banning

Nestled amidst the picturesque San Gorgonio Pass in Southern California, Banning is a vibrant city with a rich history and a promising future. This article delves into various aspects of life in Banning, including its lifestyle, education system, health system, financial programs, housing market, activities for senior citizens and youth, and its extensive parks and recreation options. By the end, it will be evident why Banning stands out as a great city to live, work, and play.


Banning offers a laid-back and friendly lifestyle, making it an ideal destination for families, retirees, and young professionals alike. The city boasts a diverse community that celebrates its cultural heritage through various events and festivals. Residents often enjoy exploring the nearby San Bernardino National Forest, which provides opportunities for hiking, camping, and other outdoor activities.

Education System:

The education system in Banning is commendable, with a focus on providing quality learning experiences to its young residents. The Banning Unified School District is committed to nurturing students’ intellectual curiosity and personal growth. The district employs dedicated teachers and offers a range of extracurricular activities to help students develop holistically.

Health System:

Banning’s healthcare facilities are well-regarded, ensuring that residents have access to quality medical services. The city is home to the San Gorgonio Memorial Hospital, which has state-of-the-art equipment and a team of skilled healthcare professionals. Moreover, Banning promotes a healthy lifestyle through various fitness centers, parks, and recreational activities.

Financial System and Programs:

The city’s financial system is robust and fosters economic growth. Banning encourages entrepreneurship and supports local businesses by offering incentives and resources to startups and established companies alike. Additionally, the city government collaborates with banks and financial institutions to provide accessible loans and assistance to aspiring entrepreneurs.

Banning takes pride in its financial programs aimed at improving the lives of its residents. These programs include financial literacy workshops, housing assistance, and aid for low-income families. The city’s commitment to financial well-being ensures that its residents can build a secure future for themselves and their families.

Housing Market:

The housing market in Banning is diverse, catering to various budgets and preferences. The city offers a mix of charming historic homes and modern developments. Affordable housing options are available, making Banning an attractive choice for first-time homebuyers and families seeking a stable community to settle down in.

Activities for Senior Citizens:

Banning is a retiree-friendly city that offers a plethora of activities for its senior citizens. The city organizes social gatherings, recreational programs, and educational workshops tailored to seniors’ interests and needs. Additionally, the Banning Senior Center serves as a hub for seniors to connect, engage in hobbies, and forge new friendships.

Activities for Youth:

Youth in Banning are not left behind when it comes to engaging activities. The city has a dynamic youth center that hosts after-school programs, sports activities, and educational workshops. These initiatives promote skill-building, creativity, and a sense of community among the younger population.

Parks and Recreation:

Banning takes pride in its well-maintained parks and recreation facilities. The city boasts numerous parks that offer amenities such as playgrounds, sports fields, picnic areas, and walking trails. The Repplier Park, in particular, stands out as a popular spot for families to unwind and enjoy outdoor gatherings. Banning also has a community center that hosts various cultural and recreational events throughout the year.


In conclusion, Banning, California, is a city that perfectly encapsulates the essence of a great place to live. Its welcoming lifestyle, excellent education system, accessible healthcare, and robust financial programs contribute to its allure. The city’s housing market ensures that residents have a comfortable place to call home, while the plethora of activities for both senior citizens and youth fosters a sense of belonging and community. Furthermore, Banning’s commitment to maintaining and enhancing its parks and recreational facilities showcases its dedication to the well-being and happiness of its residents. All these factors combined make Banning a gem in the Golden State, an idyllic city that offers a high quality of life and endless opportunities for personal and communal growth.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790