Phone: 888-681-4128

5956 State Road Bakersfield, CA 93308




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

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Getting a Mortgage in Bakersfield Shouldn't be Hard

See how simple it is to get a mortgage in Bakersfield

Follow our step-by-step guide to learn how to buy a home in Bakersfield
Learn how refinancing in Bakersfield can help you save money in the long run

Bakersfield Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Bakersfield, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Bakersfield

Nestled in the southern part of California’s San Joaquin Valley, Bakersfield is a vibrant city known for its rich history, cultural diversity, and flourishing agricultural industry. Located roughly halfway between Los Angeles and Fresno, this sprawling metropolis has grown from a humble agricultural town into a bustling hub of activity. With its warm climate, friendly community, and wide range of attractions and amenities, Bakersfield offers residents and visitors alike a unique blend of small-town charm and big-city excitement. In this article, we will explore the fascinating aspects that make Bakersfield an enticing destination worth discovering.

Historical Significance

Bakersfield boasts a fascinating history that dates back to the mid-19th century. Originally inhabited by the Yokuts Native American tribe, the city was later settled by Spanish explorers. Bakersfield saw significant growth with the discovery of gold in the nearby Kern River in the 1850s. The region quickly transformed into a prosperous agricultural center, specializing in crops like cotton, citrus, and almonds.

Agriculture and Oil

Bakersfield’s economy thrives on its strong agricultural and oil industries. The city is located in the heart of one of the most productive agricultural regions in the world, with large-scale farming and ranching operations dominating the landscape. Visitors can explore the agricultural heritage of Bakersfield by visiting the Kern County Museum, which showcases the city’s rich farming history.

In addition to agriculture, Bakersfield is renowned for its connection to the oil industry. The city’s economy benefited significantly from the discovery of oil in the early 20th century. Today, the petroleum industry plays a vital role in the region’s economy, and visitors can learn about Bakersfield’s oil heritage at the West Kern Oil Museum.

Cultural Diversity

Bakersfield is a melting pot of cultures, attracting residents from various backgrounds. The city celebrates its diversity through a vibrant arts and cultural scene. The Fox Theater, a historic landmark, hosts a wide range of performances, including concerts, Broadway shows, and film screenings. The Bakersfield Museum of Art showcases local and regional artistic talent, while the Kern County Fair offers an annual event filled with rides, food, and entertainment.

Outdoor Recreation

Nature enthusiasts will find plenty to explore in and around Bakersfield. The nearby Sierra Nevada Mountains offer numerous opportunities for outdoor adventures, including hiking, camping, and skiing during the winter months. The Kern River, with its beautiful scenery, is a popular spot for fishing, kayaking, and rafting.

For those seeking a more relaxed outdoor experience, Bakersfield’s parks and gardens provide tranquil settings. The California Area Living Museum (CALM) is a wildlife sanctuary and zoo that showcases native flora and fauna. The Kern River Parkway, a 30-mile stretch of greenbelt, offers picturesque trails perfect for walking, jogging, and biking.

Music and Entertainment

Bakersfield holds a significant place in the history of country music. The city became known as the “Nashville West” during the 1950s and 1960s, thanks to the emergence of the “Bakersfield Sound.” Influential musicians such as Buck Owens and Merle Haggard originated from Bakersfield, leaving a lasting impact on the genre. The Buck Owens Crystal Palace is a must-visit for country music enthusiasts, featuring live performances, a museum, and a restaurant.


Bakersfield, California, offers a captivating blend of history, culture, and natural beauty. From its agricultural roots to its vibrant arts scene, the city provides a unique experience for both residents and visitors. Whether you’re exploring the region’s rich history, enjoying the outdoor recreational opportunities, or immersing yourself in the sounds of the Bakersfield Sound, this thriving city in the heart of the Golden State has something for everyone. Discover the charm of Bakersfield and create unforgettable memories in this dynamic and welcoming destination.