Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Apple Valley



Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Apple Valley Shouldn't be Hard

See how simple it is to get a mortgage in Apple Valley

Follow our step-by-step guide to learn how to buy a home in Apple Valley
Learn how refinancing in Apple Valley can help you save money in the long run

Apple Valley Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Apple Valley, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Apple Valley

Nestled in the heart of the Mojave Desert, Apple Valley, California, has grown from a small rural community to a vibrant city known for its unique lifestyle, excellent education system, robust health services, strong financial programs, and a thriving housing market. With a variety of activities catering to all age groups, from the youth to senior citizens, and a multitude of parks and recreational opportunities, Apple Valley is a city that offers something for everyone. Let’s explore what makes this city so special and why it’s an excellent place to call home.


The lifestyle in Apple Valley is one of tranquility, community, and connection with nature. Residents here enjoy a slower pace of life compared to larger urban areas, making it an ideal place to raise a family or retire. The city’s tight-knit community fosters a sense of belonging, and the beautiful desert landscapes offer numerous opportunities for outdoor activities, from hiking and biking to stargazing.

Education System:

Apple Valley boasts a top-notch education system that caters to students of all ages. The school district is committed to providing high-quality education, and the city is home to several excellent public and private schools. Dedicated teachers and innovative programs ensure that students receive a well-rounded education, preparing them for future success.

Health System:

Healthcare is a top priority in Apple Valley, with access to numerous medical facilities, hospitals, and clinics. The city is home to skilled healthcare professionals who offer a wide range of medical services. Residents can rest assured knowing that their health needs are well taken care of.

Financial System:

Apple Valley’s financial system is robust and well-managed, ensuring economic stability for its residents and businesses. The city’s financial institutions are reliable and offer various services tailored to meet individual and business needs.

Financial Programs:

Apple Valley takes pride in providing its residents with various financial programs designed to support the community’s growth and prosperity. These programs include affordable housing initiatives, small business grants, and scholarship opportunities for students pursuing higher education. The city’s commitment to financial assistance fosters economic opportunities for all its residents.

Housing Market:

The housing market in Apple Valley is thriving, offering diverse options for homebuyers and renters alike. From cozy single-family homes to spacious apartments and condominiums, the city’s real estate market caters to various budgets and preferences. Affordable housing programs further assist those looking to establish roots in this picturesque desert community.

Activities for Senior Citizens:

Apple Valley takes great care of its senior citizens, offering a plethora of activities and programs to keep them engaged and active. Seniors can join community centers, participate in exercise classes, and take part in social gatherings, fostering a sense of belonging and camaraderie.

Activities for Youth:

The city recognizes the importance of providing opportunities for its youth to learn, grow, and thrive. Apple Valley offers an array of youth programs, including sports leagues, arts and crafts classes, and after-school activities. These programs help instill valuable life skills and build a strong sense of community among the younger population.

Parks and Recreation:

Nature enthusiasts will find their haven in Apple Valley, as the city boasts an impressive park system and recreational facilities. Parks are well-maintained and offer amenities like playgrounds, picnic areas, and sports fields. The city’s commitment to preserving green spaces ensures residents can enjoy the great outdoors year-round.


In conclusion, Apple Valley, California, stands as a shining example of a city that balances its unique lifestyle, excellent education system, robust health services, strong financial programs, and a thriving housing market. Its commitment to providing diverse activities for all age groups, be it youth or senior citizens, highlights its focus on community engagement and well-being. The natural beauty of the Mojave Desert further enhances the city’s allure, offering outdoor enthusiasts a paradise to explore.

Whether you’re looking to settle down, raise a family, or retire in a peaceful environment, Apple Valley has something to offer for everyone. The sense of community, excellent services, and ample recreational opportunities make it an attractive choice for those seeking a high-quality lifestyle in the embrace of the desert’s beauty. As Apple Valley continues to flourish, it will undoubtedly remain a great city to call home for generations to come.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

Fill in the form below and one of our representatives will contact you.

Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790