Phone: 888-681-4128

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790




Why Choose Us?

0 %

Customer Satisfaction Rate

30 Days

Average Loan Approval Period

90 %

Online Loan Application

Getting a Mortgage in Alameda Shouldn't be Hard

See how simple it is to get a mortgage in Alameda

Follow our step-by-step guide to learn how to buy a home in Alameda
Learn how refinancing in Alameda can help you save money in the long run

Alameda Mortgage

Welcome to the official site of O1NE MORTGAGE, INC., a full-service mortgage company in Alameda, California.

We’ve simplified the process and created friendly tools within this site to give you a hassle-free experience with your mortgage loan process. We can help you realize your dream of homeownership or help you to save by lowering your current monthly payments.

In terms of Purchase we offer the following Qualified Mortgage type of loans:

Conventional | FHA | VA | USDA | Jumbo

In terms of Refinance, we offer a wide range of products designed to best fit your needs. If you’re looking for a cash-out, or to just get a better rate and term, we can assist you. We offer the following refinancing programs:

Conventional | FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Jumbo | HELOC

What makes us unique is that we offer the following niche, Non-Qualified mortgage products:

Bank Statements | Hard Money| Foreign National

Contact us today to prequalify for your dream home or to start saving on your current mortgage.

The City of Alameda

Nestled on an island in the San Francisco Bay, Alameda, California, is a vibrant city with a unique blend of history, community spirit, and modern amenities. With its picturesque streets, diverse population, and excellent public services, Alameda has earned its reputation as one of the most desirable places to live in the Bay Area. In this article, we’ll explore Alameda’s lifestyle, education system, health system, financial landscape, housing market, activities for seniors and youth, parks, and recreational opportunities, highlighting why it’s an exceptional city.

Lifestyle: A Blend of History and Modernity

Alameda offers a distinctive lifestyle that combines a rich historical heritage with a contemporary vibe. The city’s architecture showcases beautiful Victorian and Craftsman-style homes, giving the neighborhoods a charming and nostalgic feel. The tree-lined streets create a pleasant environment for residents to walk or bike around the island.

The city boasts a strong sense of community, with numerous events and festivals that bring people together. From the annual Fourth of July Parade to the Alameda International Film Festival, there’s always something happening to foster connections among residents.

Education System: Nurturing Young Minds

Alameda is renowned for its excellent education system. The city is served by the Alameda Unified School District, which oversees a range of top-rated public schools. With dedicated educators and innovative programs, students have access to quality education that prepares them for future success.

Moreover, Alameda offers various private schools that cater to different educational philosophies and provide parents with additional options for their children’s education.

Health System: Promoting Wellness

Alameda takes the health and well-being of its residents seriously. The city is home to several top-notch medical facilities, including Alameda Hospital, which provides quality healthcare services to the community. Residents have access to a wide range of healthcare professionals and specialists, ensuring comprehensive medical care.

Additionally, Alameda encourages a healthy lifestyle through its numerous parks, recreational facilities, and community health programs, making it easy for residents to stay active and maintain their well-being.

Financial System and Programs: Stability and Support

The city’s financial system is well-managed, and local authorities prioritize fiscal responsibility. Alameda has a strong local economy, supported by a diverse range of businesses and industries. The city government fosters economic growth through various programs and incentives, attracting both established companies and startups.

Moreover, Alameda offers financial assistance programs to support residents in need. These programs address housing affordability, medical expenses, and education, ensuring that the city remains an inclusive and supportive community for all its residents.

Housing Market: Diverse and Attractive

The housing market in Alameda is competitive due to the city’s popularity, but it also offers a diverse range of housing options. From historic single-family homes to modern condominiums with bay views, there’s something for everyone’s taste and budget.

While the city prioritizes maintaining its historical charm, it also encourages responsible development to meet the needs of its growing population. Alameda’s real estate market remains robust, making it a sound investment for homeowners.

Activities for Senior Citizens: A Thriving Community

Alameda caters to its senior residents with a plethora of activities and services designed to enhance their quality of life. Numerous senior centers provide social events, health and wellness programs, and educational workshops. These facilities create a sense of belonging and community, helping seniors stay engaged and active.

Activities for Youth: Nurturing Future Leaders

The city of Alameda recognizes the importance of providing opportunities for its youth to flourish. The Recreation and Parks Department offers an array of youth programs, including sports leagues, arts and crafts classes, and outdoor activities. These initiatives not only promote physical fitness but also instill values like teamwork, creativity, and leadership.

Parks and Recreation: A Nature Lover’s Paradise

Alameda’s natural beauty is exemplified by its abundance of parks and recreational spaces. Crown Memorial State Beach, a sprawling sandy beach, is a favorite destination for locals to relax and enjoy water sports. Lincoln Park, with its sports fields and picnic areas, is perfect for family gatherings.

The city’s Recreation and Parks Department diligently maintains these green spaces, offering playgrounds, walking trails, and organized sports leagues for residents of all ages.

Conclusion: The Allure of Alameda

In conclusion, Alameda, California, stands out as a remarkable city that seamlessly blends history, community spirit, and modernity. Its strong education system prepares the young generation for a successful future, while the well-developed health system ensures residents’ well-being.

The city’s financial stability, supported by various programs, attracts both businesses and residents looking for a stable and supportive community. Alameda’s diverse housing market and attractive lifestyle options make it an ideal place to call home.

From activities catering to seniors and youth to the abundance of parks and recreational spaces, Alameda fosters a strong sense of community and offers numerous opportunities for personal growth and enjoyment.

All these factors combine to make Alameda an exceptional city that continues to draw people from all walks of life. Whether you’re looking for a place to raise a family, retire in peace, or embark on a new adventure, Alameda has something special to offer, making it a true gem of the Bay Area.

Contact Us

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790
Phone: 888-681-4128

Company NMLS: 1906814

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Contact Information

(866) 688-9020

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed


1906 W Garvey Ave Suite 200 West Covina CA 91790