“Essential Actions Following a Credit Card Data Breach”
Protecting Your Credit Card Information After a Data Breach At O1ne Mortgage, we prioritize your financial security and education. Learning that your credit card information has been compromised in a data breach can be alarming. A data breach exposes your personal information to unauthorized individuals, and while you can’t prevent it from happening, there are […]
Understanding Loan Terms: Tips for Home, Auto, and Personal Loans
Understanding Loan Term Lengths: Making the Best Choice for Your Financial Future Choosing the right loan term can significantly impact your monthly payments, total loan cost, and the duration of your financial commitment. At O1ne Mortgage, we understand the importance of making informed decisions when it comes to your mortgage, auto, or personal loan. In […]
“Navigating Overdraft Fees: Strategies for Financial Health”
Understanding Overdraft Fees and How to Avoid Them Despite our best-laid plans, it’s still possible to spend more money than you have available in your checking account. Perhaps an annual subscription you forgot about is automatically renewed, or your employer deposits your paycheck a little later than usual. Whatever the reason, overdrawing on your bank […]
Comparing the 20/10 Rule and 70/20/10 Rule: Which Budgeting Technique is Right for You?
Mastering Debt Management: The 20/10 Rule and Beyond Managing debt effectively is crucial for maintaining financial stability and achieving long-term financial goals. One popular method for keeping debt under control is the 20/10 rule. This budgeting technique can help you make conscious decisions about borrowing and ensure that your debt remains manageable. In this blog, […]
“Understanding 84-Month Auto Loans: A Comprehensive Guide”
Understanding the Pros and Cons of an 84-Month Auto Loan Car buyers facing the challenges of inflation and high car prices may be exploring various financing options to make ends meet. One such option is the 84-month auto loan. This type of loan allows you to repay the balance over seven years, potentially reducing your […]
“Maximize Rewards and Manage Payments: Paying Utilities with a Credit Card”
Maximizing Your Financial Strategy: Paying Utility Bills with a Credit Card At O1ne Mortgage, we prioritize your financial well-being and aim to provide you with the best advice to manage your finances effectively. One of the ways to streamline your financial management is by paying your utility bills with a credit card. This method can […]
“College Savings Made Easy: Exploring 529 Plans, Roth IRAs, and Other Methods”
Smart Strategies for College Savings: A Comprehensive Guide Planning for college expenses can be daunting, but with the right strategies, you can significantly reduce or even eliminate the need for student loans. At O1ne Mortgage, we understand the importance of financial planning, and we’re here to help you navigate the best ways to save for […]
“Ways to Save on Your Car Payments: A Comprehensive Guide”
How to Lower Your Car Payment: Expert Tips from O1ne Mortgage In the third quarter of 2022, the average balance on a car loan stood at $22,612, up 7.7% from the same time a year earlier, according to Experian data. With car loan balances on the rise, it’s no wonder that many borrowers are looking […]
Investment Insights: The Benefits and Drawbacks of Add-on CDs
Exploring Add-on CDs: A Comprehensive Guide As you navigate the world of investment options, you might come across certificates of deposit (CDs). CDs are a popular choice for those looking to earn a fixed rate of interest by depositing money for a specified period. Among the various types of CDs, the add-on CD stands out […]
Simplify Your Finances with Cash Management Accounts
Understanding Cash Management Accounts: A Comprehensive Guide When it comes to managing your finances, checking and savings accounts are not your only options. Cash management accounts (CMAs) offer a blend of the best features from both checking and savings accounts, providing a versatile and efficient way to handle your money. Unlike traditional bank accounts, CMAs […]
