Tax Implications and Protection Tips for Social Security Survivors Benefits
Understanding Social Security Survivors Benefits: A Comprehensive Guide Social Security is often associated with retirement benefits, but it also provides crucial support in other situations, such as for the disabled or those without income. One lesser-known aspect is Social Security survivors benefits, which offer financial assistance to eligible family members when a loved one who […]
“Guarding Against Holiday Scams: Practical Tips for Secure Shopping”
The holidays are a time of joy, relaxation, and family gatherings, but they can also bring added stress. Whether it’s stretching your finances to buy presents, dealing with travel plans, or rushing to complete tasks before taking a few days off, the extra expenses and pressure can make you a prime target for identity theft […]
Treasury Bills and Bonds: A Low-Risk Investment Strategy
Understanding Treasury Bills and Treasury Bonds: A Comprehensive Guide Government bonds provide a low-risk way to invest. While gains may lag behind higher-risk assets like stocks, they can help diversify your portfolio and provide a steady stream of reliable income. Treasury bonds and Treasury bills work a little differently, but both are debt securities available […]
Debt Settlement and Taxes: A Comprehensive Guide
Understanding Debt Settlement and Its Tax Implications Do you pay taxes on settled debt? It’s a question more people may be asking as credit card balances continue to grow. According to the Federal Reserve Bank of New York, credit card balances increased to $1.08 trillion in the third quarter of 2023, and delinquencies are on […]
“Mixed Emotions: Consumer Sentiments on Holiday Shopping in 2023”
Holiday Spending Trends: Insights and Tips for 2023 The holiday season is upon us, and with it comes the excitement and challenges of holiday shopping. At O1ne Mortgage, we understand that managing your finances during this time can be a bit overwhelming. That’s why we’re here to provide you with insights from a recent survey […]
“From Debit to Credit: Effective Ways to Build Your Credit Score”
Why Debit Cards Generally Don’t Help You Build Credit There are many reasons to use your debit card responsibly. Doing so can help curb overspending and prevent you from overdrawing your bank account. And while being careful with your debit card is certainly important in protecting your finances, most conventional debit cards won’t help you […]
“Discover the Best Budgeting Apps of 2024: Tools for Financial Success”
Top Budgeting Apps of 2024: A Comprehensive Guide Budgeting is a cornerstone of a successful financial plan, but it can be challenging to manage on your own. Fortunately, the best budgeting apps can help you organize your finances, stay on track, and achieve your money goals. Here, we present our top five picks for budgeting […]
Achieving Your Wedding and Homeownership Dreams Together
Balancing Wedding and Home Buying: A Guide to Achieving Both Dreams Planning your life with the person you want to spend the rest of it with can be an exciting endeavor. However, getting married and buying a home at the same time can be an expensive process that requires a lot of communication and preparation. […]
A Step-by-Step Guide to Finding Your Tax Bracket
Understanding Tax Brackets: A Comprehensive Guide Most of us have heard of tax brackets, but not everyone understands what they are or how they work. Tax brackets are income ranges that help determine the tax rates you pay on your federal income tax return. The IRS calculates your federal income taxes using a system that […]
“From Traditional to High-Yield: Understanding Various Checking Accounts”
Choosing the Right Checking Account: A Comprehensive Guide Choosing the right checking account is a crucial step toward achieving financial stability and security. By finding an account that caters to your financial needs and priorities, you can ensure your money is working for you. Luckily, there are several types of checking accounts available, each with […]
