Tony Acereto

Tony Acereto

Hey there! I’m Tony Acereto, your trusted Mortgage Loan Officer at O1NE MORTGAGE. Helping people become homeowners is what I do best. Whether you’re buying your first home, upgrading, or refinancing for better rates, I’m here to make the whole process smooth, simple, and stress-free. From FHA and VA loans to conventional and jumbo mortgage […]
Ricardo Gutierrez

Ricardo Gutierrez

Hey there! I’m Ricardo Gutierrez, your go-to Mortgage Loan Officer at O1NE MORTGAGE. Helping people like you buy their dream home is what I love most. Whether you’re a first-time buyer, upgrading to your forever home, or looking to refinance and save, I’m here to make the process easy, stress-free, and even a little fun! […]
Scott Raae-Nielsen

Scott Raae-Nielsen

As a Mortgage Loan Officer at O1NE MORTGAGE, I am dedicated to helping individuals and families turn their homeownership dreams into reality. With extensive industry knowledge and hands-on experience, I guide my clients through every step of the loan process, ensuring they secure the best financing options tailored to their needs. Whether you’re a first-time […]
Fernando Fernandez

Fernando Fernandez

As a Mortgage Loan Officer at O1NE MORTGAGE, I am passionate about helping individuals and families achieve their dream of homeownership. With my experience and in-depth knowledge of the mortgage industry, I guide my clients through every step of the loan process, ensuring they find the best financing solutions tailored to their unique needs. Whether […]
What is the Demand Feature on a Loan?

When navigating the complex world of loans, borrowers encounter various terms and conditions that can significantly impact their financial obligations. One such condition is the “demand feature” on a loan. Understanding this feature is crucial for both lenders and borrowers, as it affects the terms of loan repayment and overall financial planning. Understanding the Demand […]
Is Loan Balance the Same as Payoff Amount?

When managing debt, understanding the terms related to loans can be crucial. Two terms that often cause confusion are “loan balance” and “payoff amount.” While they might sound similar, they represent different financial figures. This article will explore the differences between these two terms and why it’s essential to understand both when planning to pay […]