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Understanding DTC: Debt-to-Credit Ratio for Home Loans.

Your Debt-to-Credit Ratio (DTC), or credit utilization ratio, shows how much credit you’ve used compared to your limit. It’s a percentage, and higher values mean you’re closer to maxing out. DTC impacts your credit score and financial decisions.

Your Debt-to-Credit Ratio (DTC), or credit utilization ratio, shows how much credit you’ve used compared to your limit. It’s a percentage, and higher values mean you’re closer to maxing out. DTC impacts your credit score and financial decisions.

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