Phone: (866) 688-9020
Email: [email protected]

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

Different Mortgage Payment Options: Which is Best for You?

Mortgage payment options

Embarking on the journey of homeownership, we are often confronted with a variety of mortgage payment options. Deciphering and choosing a mortgage payment schedule that aligns perfectly with our financial circumstances is paramount. The payment options mortgage lenders offer can significantly influence the amount of interest paid over the lifetime of the loan. There are […]

“When to Cut Your Losses and Improve Your Investment Portfolio”

How to Identify and Recover from Bad Investment Choices Investing is a journey filled with ups and downs. Even the most experienced investors encounter setbacks. The key to long-term success is not avoiding mistakes altogether but learning how to manage and recover from them. At O1ne Mortgage, we understand the complexities of investment and are […]

“Navigating Credit Cards for Kids: Safety, Usage, and Benefits”

Should You Give Your Child a Credit Card? A Comprehensive Guide In today’s increasingly cashless society, the convenience, safety, and speed of using credit cards for purchases are undeniable. According to 2022 data from Pew Research Center, 41% of Americans report that they don’t make a single purchase with cash in an average week. This […]

“Steps to Cancel Your Debt Management Plan and What to Expect”

Understanding Debt Management Plans: Can You Cancel and Should You? A debt management plan (DMP) can be a lifeline for those struggling with credit card debt, offering lower interest rates and monthly payments while keeping debt collectors at bay. However, there may come a time when you need to reconsider your DMP. Whether your financial […]

Steps to Rebuild Your Credit After Bankruptcy Discharge

Understanding Bankruptcy Discharge: A Comprehensive Guide A bankruptcy discharge is a federal court order that releases you from having to repay certain debts following a Chapter 13 or Chapter 7 bankruptcy proceeding. This article will delve into the intricacies of bankruptcy discharge, including how it works, what debts can and cannot be discharged, and how […]

“Leased Car Insurance: What You Need to Know”

Understanding Car Insurance for Leased Vehicles When it comes to driving, nearly everyone needs car insurance, whether they are financing or leasing a vehicle. However, leasing companies often have stricter insurance requirements than lenders, necessitating more types of coverage and higher policy limits. If you’re leasing a vehicle, it’s crucial to understand these requirements to […]

The Advantages and Disadvantages of Real Estate Investment Trusts

Understanding Real Estate Investment Trusts (REITs): A Comprehensive Guide Real estate investment trusts (REITs) have been a staple in the investment world since 1960, but their popularity has surged in the past 25 years. They offer a unique way for investors to access the real estate market without the need to directly purchase properties. In […]

“Avoiding Fees: Tips for Managing Buy Now, Pay Later Loans”

Effective Strategies to Manage and Pay Off Your Buy Now, Pay Later Loans Buy now, pay later (BNPL) loans have become a popular financing option for many consumers. They offer the convenience of splitting a purchase into smaller, manageable payments, often without interest. However, managing these payments can sometimes be challenging. Here are five effective […]

Adjustable-Rate vs. Fixed-Rate Mortgages: Which is Right for You?

Understanding Adjustable-Rate Mortgages: A Comprehensive Guide Adjustable-rate mortgages (ARMs) are gaining renewed interest among homebuyers seeking more affordable options in the face of rising home prices and interest rates. At O1ne Mortgage, we are committed to helping you navigate the complexities of mortgage options to find the best fit for your financial situation. Call us […]

“Tips to Avoid Loan Application Rejections”

Understanding the Impact of Loan Denials on Your Credit When you apply for a loan, the lender typically checks one or more of your credit reports and credit scores. This process involves a hard inquiry, which is added to your credit reports. If your loan application is denied, the inquiry will remain, but the lender’s […]

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Contact Information

(866) 688-9020 [email protected]

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed

Address

1906 W Garvey Ave Suite 200 West Covina CA 91790