Phone: (866) 688-9020
Email: [email protected]

1906 W. Garvey Ave S. Suite 200 West Covina, CA 91790

What is a Bridge Loan and When Should You Use One?

Bridge loans

In the realm of real estate, bridge loans serve as a pivotal financial instrument for homeowners on the brink of transitioning between properties. As the moniker suggests, these loans offer a ‘bridge’ during the interim when you are poised to sell your current home and secure a new abode. Not to be confused with a […]

“Experian Survey Reveals Football Fans’ Financial Game Plan for 2023”

Understanding Football-Related Spending: Insights and Tips Football season is upon us, and with it comes the excitement of game days, tailgating, and cheering for our favorite teams. However, have you ever considered how much you spend on football-related activities? A recent survey by Experian sheds light on the financial habits of football fans and offers […]

“Navigating Financial Aid Award Letters: What You Need to Know”

Understanding Your Financial Aid Award Letter: A Comprehensive Guide Whether you’re an incoming freshman or a senior looking forward to graduation, receiving a financial aid award letter is a crucial step in your college journey. This letter, typically sent several months before the upcoming school year, details the different types of financial aid you qualify […]

Investing in Zero-Coupon CDs: What You Need to Know

Understanding Zero-Coupon CDs: A Comprehensive Guide Zero-coupon certificates of deposit (CDs) can be an attractive option for those seeking a low-risk, long-term investment. While they offer potentially higher returns compared to traditional CDs, they come with the caveat that you won’t be able to access your funds during the CD’s term. This might not be […]

“Smart Investing: Strategies for Financial Success”

Understanding Investing: A Comprehensive Guide Investing is a powerful tool that can help you achieve your financial goals and grow your wealth over time. However, if you’re new to investing, it can be overwhelming to understand what it entails and how to get started. This guide will provide you with a clear understanding of what […]

Tipping Everywhere: The Impact of Digital Payment Systems on Consumer Behavior

The Evolution of Tipping in the Digital Age As society increasingly moves away from cash transactions, the practice of tipping has undergone significant changes. The rise of digital payments has made tipping more impersonal and ubiquitous, prompting a range of reactions from consumers. At O1ne Mortgage, we understand the importance of staying informed about financial […]

Why 70% of Your Income is Key for Retirement Planning

The 70% Rule for Retirement: A Comprehensive Guide Planning for retirement can be daunting, but understanding the 70% rule can simplify the process. This rule suggests that you’ll need 70% of your pre-retirement, post-tax income to maintain your lifestyle comfortably during retirement. In this blog, we’ll delve into the 70% rule, explain why it works, […]

“State-Sponsored Retirement Plans: Simplifying Retirement Savings for All”

Understanding State-Sponsored Retirement Plans: A Comprehensive Guide Over half of U.S. workers (55.5%) don’t have a workplace retirement plan, according to the Economic Innovation Group. To simplify saving for retirement and help residents build financial security, some states have launched their own retirement plans. State-administered retirement plans aim to fill the gap for self-employed people […]

“Navigating Car Leases: Best Practices and Common Pitfalls”

Essential Tips for Leasing a Car: A Comprehensive Guide Leasing a car can be an excellent option for those who want to drive a new vehicle every few years without the long-term commitment of ownership. However, it’s crucial to understand the ins and outs of leasing to make the most of this arrangement. In this […]

What You Need to Know About the Equal Credit Opportunity Act

Understanding the Equal Credit Opportunity Act: Your Rights and Protections The Equal Credit Opportunity Act (ECOA) is a crucial federal regulation designed to ensure fairness in the lending process. Enacted in 1974, the ECOA prohibits lenders from discriminating against loan applicants based on personal criteria. This law aims to ensure that creditors’ decisions are based […]

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Contact Information

(866) 688-9020 [email protected]

Opening Hours

Monday – Friday 9am-5pm 
Weekend – Closed

Address

1906 W Garvey Ave Suite 200 West Covina CA 91790